Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

Active

Active·21 days on market

12054 Swamp Lily Court

Jacksonville, FL 32219

$492,490$156/sqftEst. $2,545/moMLS# 2160856

Beds

Baths

3,152

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Under Construction: Ready December 2026! This stunning Medallion Bonus offers about 3,152 square feet of space with 4 bedrooms, 4 bathrooms, and a 3-car garage. The main level features an open-concept living area, kitchen, formal dining room, and covered lanai, while the upper level holds a flexible bonus room and bathroom Tucked away on the 2nd floor you will find a bonus room with a complete bathroom. Enjoy peace of mind with a one-year builder warranty, dedicated customer service program, and 24-hour emergency service. (Conditions may apply)

Cost to own

Mortgage calculator

Home Price

$492,490

Down Payment: 20%

$98,498

Interest Rate: 6.71%

Loan Term

Monthly Payment

$2,545

Principal & Interest: $2,545

Property taxes (est.): $804

Insurance (est.): $328

Estimated Total Monthly

$3,677

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$2,545

Property taxesest. at asking price, Duval County$804

HOAbilled monthly$100

Estimated total, before insurance$3,449/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 19, 2026Listed$492,490

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$492,490

Price / Sq Ft$156

Bedrooms4

Bathrooms4.00

Full Baths4

Square Footage3,152

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUnder Construction

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

MiddleSelect One

Community Information

Address12054 Swamp Lily Court, Jacksonville, FL 32219

Area091-Garden City/Airport

SubdivisionVillages Of Westport

CityJacksonville

CountyDuval

StateFL

Zip Code32219

Parcel Number000

Amenities

AmenitiesPool, Clubhouse, Dog Park, Fitness Center, Park, Pickleball, Playground

UtilitiesCable Available

SewerPublic Sewer

Water SourcePublic

Green / EnergyWindows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Entrance Foyer, Kitchen Island, Pantry, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator

HeatingCentral, Heat Pump

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear

Patio / PorchFront Porch, Patio, Screened

RoofShingle

ConstructionFiber Cement, Frame

Road SurfaceAsphalt

Additional Information

Date ListedAugust 19, 2026

Days on Market0

HOA Fees$100 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesCable TV

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: LENNAR REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

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