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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach a pool home in Ponte Vedra Beach.

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Active

Active·4 days on market

157 River Marsh Drive

Ponte Vedra Beach, FL 32082

$1,675,000$521/sqftEst. $8,602/moMLS# 2160536
4
Beds
3
Baths
3,215
Sq Ft
2013
Built
3
Garage
Yes
Pool

About this home

Ponte Vedra Beach

$50,000 PRICE REDUCTION. It's all about the LOCATION! for this amazing home. Imagine starting the morning with the sound and scent of the coast just beyond your community, walking five minutes from your front door to Mickler's Beach, then returning home to a private pool, mature oaks, and the quiet beauty of River Marsh. Set within an intimate gated enclave of just 28 homes, 157 River Marsh is a distinctive, custom residence, in a location that turns coastal access into part of everyday life. Here, the best of Ponte Vedra Beach unfolds naturally around you - from morning sunrise walks along the shoreline, to afternoons on the water at Lake Guana, and peaceful evenings spent outside beneath the trees. Built by custom home builder JA Long in 2013

Cost to own

Mortgage calculator

$1,675,000
$335,000
Loan Term
Monthly Payment
$8,602
Principal & Interest: $8,602
Property taxes (est.): $2,229
Insurance (est.): $1,117
Estimated Total Monthly
$11,948
*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$8,602
Property taxesest. at asking price, St. Johns County$2,229
HOAbilled monthly$175
Estimated total, before insurance$11,006/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$6,507/yr · $542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$1,219,864$502,910
2024$1,189,634$488,029
2023$1,150,949$472,358
2022$876,756$457,144
2021$679,300$442,373
2020$572,999$435,575

2024 property taxes (current owner): $6,507/yr

Estimated taxes if purchased at asking price: ~$26,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 2013)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,651 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Aug 17, 2026Listed$1,675,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$1,675,000
Price / Sq Ft$521
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,215
Acres0.36 acres
Year Built2013
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Pool Sweep, Waterfall
Is WaterfrontNo

School Information

Community Information

Address157 River Marsh Drive, Ponte Vedra Beach, FL 32082
Area263-Ponte Vedra Beach-W Of A1A-S Of CR-210
SubdivisionRiver Marsh
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size15,681.6 sq ft
Parcel Number0688120040
ZoningResidential

Amenities

AmenitiesBoat Dock
UtilitiesCable Available, Electricity Connected, Natural Gas Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingGarage Door Opener

Interior

Interior FeaturesBreakfast Nook, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Water Heater, Freezer, Gas Cooktop, Gas Range, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile, Vinyl, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Dock
Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio, Porch
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionConcrete, Frame, Stucco
Road SurfaceConcrete

Additional Information

Date ListedAugust 17, 2026
Days on Market1
HOA Fees$175 / Monthly
HOA FrequencyMonthly
Tax Amount$6,506.56
Tax Year2024
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke