Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

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Active

Active·Listed today

00 Kyte Road

San Mateo, FL 32187

$385,000$224/sqftEst. $1,985/moMLS# 2159035

Beds

Baths

1,720

Sq Ft

2027

Built

Garage

Pool

About this home

San Mateo

Build your dream home on a full acre in the highly desirable San Mateo area! This thoughtfully designed pre-construction home offers quality, privacy, space, and convenience. Planned features include 2x6 exterior walls, spray-foam roof insulation, Low-E windows, durable LP SmartSide siding, LVP flooring, tile showers, quartz countertops, soft-close cabinetry, 9-ft ceilings throughout, and a vaulted ceiling in the living room. Since construction has not yet begun, the future homeowner will have the opportunity to customize select finishes and make the home their own. Enjoy the privacy and freedom of a spacious one-acre homesite with plenty of room to spread out, entertain, or create your ideal outdoor space. Located just 5 minutes from the St. Johns River, 15 minutes from Palatka, and 35 minutes from historic St. Augustine. Two additional pre-construction homesites are also available in the neighborhood, creating a great opportunity for family or friends to build nearby!

Cost to own

Mortgage calculator

Home Price

$385,000

Down Payment: 20%

$77,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$1,985

Principal & Interest: $1,985

Insurance (est.): $257

Estimated Total Monthly

$2,242

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,985

Estimated total, before insurance$1,985/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $237/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

Aug 7, 2026Listed$385,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$385,000

Price / Sq Ft$224

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,720

Total Structure Area2,465 sq ft

Acres1.03 acres

Year Built2027

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionTo Be Built

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryBrowning Pearce

HighPalatka

Community Information

Address00 Kyte Road, San Mateo, FL 32187

Area564-East Palatka/San Mateo/N Satsuma/Orange Mills

SubdivisionSan Mateo

CitySan Mateo

CountyPutnam

StateFL

Zip Code32187

Lot Size44,866.8 sq ft

Parcel Number481027906000000050

Amenities

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup