Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

No photos available

This listing has no photos yet

No photos available

This listing has no photos yet

Active

Active·Listed today

1843 Commodore Point Drive

Orange Park, FL 32003

$580,000$242/sqftEst. $2,991/moMLS# 2157968

Beds

Baths

2,396

Sq Ft

1993

Built

Garage

Pool

About this home

Orange Park

Welcome to Eagle Harbor! Nestled on a beautifully landscaped .5 acre lot, this 4-bedroom, 3-bath home offers timeless charm, thoughtful updates, and peaceful preserve views. Inside, you'll find updated flooring, a beautifully renovated owner's bath, granite countertops, and spacious living areas designed for everyday comfort. Enjoy peace of mind with a 2026 roof and new water heater. Relax on the screened lanai overlooking the private backyard, perfect for morning coffee or evening unwinding. Located in one of Fleming Island's most desirable communities with top-rated amenities, golf, parks, and schools. CDD bond paid off!

Cost to own

Mortgage calculator

Home Price

$580,000

Down Payment: 20%

$116,000

Interest Rate: 6.69%

Loan Term

Monthly Payment

$2,991

Principal & Interest: $2,991

Property taxes (est.): $889

Insurance (est.): $387

Estimated Total Monthly

$4,267

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$2,991

Property taxesest. at asking price, Clay County$889

HOAbilled annually$5

Estimated total, before insurance$3,885/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,674 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 7, 2026Active$580,000
Jul 26, 2026Listed$580,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$580,000

Price / Sq Ft$242

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage2,396

Year Built1993

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryFleming Island

MiddleLakeside

HighFleming Island

Community Information

Address1843 Commodore Point Drive, Orange Park, FL 32003

Area122-Fleming Island-NW

SubdivisionEagle Harbor

CityOrange Park

CountyClay

StateFL

Zip Code32003

Parcel Number32042602126200311

ZoningPUD

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Golf Course, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

ViewPond, Protected Preserve, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, In-Law Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Electric Water Heater, Microwave

HeatingCentral

CoolingCentral Air

FlooringLaminate

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level

SecuritySecurity System Owned, Smoke Detector(s)