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Active·22 days on market

44052 Woodland Court

Callahan, FL 32011

$225,000Est. $1,156/moMLS# 2157699

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About this home

Callahan

Bring your builder, bring your dreams, bring every single thing you ever wanted to this 3.76 acre slice of paradise in peaceful, friendly, and nearly always sunny, Callahan, Fl. Property has well and septic on site (saving buyers thousands of dollars in impact fees) and the land is partially cleared, nearly build-ready, and located at the private end of a serene cul de sac south of town in the Woodland Estates neighborhood. Just 16 miles from Jacksonville International Airport, 31 miles from the salty Atlantic shores of Amelia Island, and 15 easy miles from Nassau County's newest multimillion dollar outdoor experience ~ Westside Regional Park, with dog park, trails, amphitheater and ''airnasium'' ~ the best time to get here is right now! Come home to Callahan! *Disclaimer* Homes featured in pictures 8,9 and 10 are for illustrative purposes only; not included in list price; and do not exist on the lot.

Cost to own

Mortgage calculator

Home Price

$225,000

Down Payment: 20%

$45,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,156

Principal & Interest: $1,156

Property taxes (est.): $311

Insurance (est.): $150

Estimated Total Monthly

$1,616

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,156

Property taxesest. at asking price, Nassau County$311

Estimated total, before insurance$1,466/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,507/yr · $126/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $1,507/yr

Estimated taxes if purchased at asking price: ~$3,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone A — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: material not specified

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,606 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History