This home is in Jacksonville.

1 / 8

Active

Active·Listed today

2706 Wood Hill Drive 2706

Jacksonville, FL 32256

$235,000$144/sqftEst. $1,198/moMLS# 2157095

Beds

Baths

1,630

Sq Ft

1984

Built

—

Garage

Pool

About this home

Jacksonville

Welcome home to this lovely 3-bedroom, 2.5-bathroom end-unit condominium, completely carpet-free and move-in ready! Enjoy the ultimate convenience of a first-floor primary suite complete with a private en-suite bathroom. The main level also hosts a welcoming living room, distinct dining area, functional kitchen, and a guest-friendly half bath. Upstairs, you will find two additional spacious bedrooms, a second full bathroom, and an impressively large walk-in attic storage closet directly off the hallway. Boasting fresh paint and beautiful new laminate flooring throughout, this turn-key property is a must-see!

Cost to own

Mortgage calculator

Home Price

$235,000

Down Payment: 20%

$47,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$1,198

Principal & Interest: $1,198

Property taxes (est.): $384

Insurance (est.): $157

Estimated Total Monthly

$1,739

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,198

Property taxesest. at asking price, Duval County$384

HOAbilled monthly$572

Estimated total, before insurance$2,154/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$3,099/yr · $258/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$173,000	$173,000	▼ $3,000
2024	$176,000	$36,832	—
2023	$176,000	$34,303	—
2022	$150,000	$31,848	—
2021	$120,000	$29,465	—
2020	$117,000	$28,368	—

2025 property taxes (current owner): $3,099/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,582 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 25, 2026Listed$235,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$235,000

Price / Sq Ft$144

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,630

Acres0.04 acres

Year Built1984

TypeResidential

Sub-TypeCondominium

StyleOther

StatusActive

Has PoolNo

Is WaterfrontNo

Community Information

Address2706 Wood Hill Drive 2706, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionHillwood Condominium

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size1,742.4 sq ft

Parcel Number1485280328

ZoningCondominium

Amenities

AmenitiesManagement- On Site, Tennis Court(s)

UtilitiesElectricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAssigned, Parking Lot

ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s), Wet Bar

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Refrigerator, Washer

HeatingElectric, Heat Pump

CoolingCentral Air, Electric

FlooringLaminate

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories2

LevelsMulti/Split, Two

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup