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This home is in Jacksonville.

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Active Under Contract

Active Under Contract·34 days on market

1889 Faye Road

Jacksonville, FL 32218

$394,900$203/sqftEst. $2,028/moMLS# 2156054

Beds

Baths

1,948

Sq Ft

1952

Built

Garage

Pool

About this home

Jacksonville

Versatile and full of possibilities! This unique property features a 1,312-square-foot main home with 3 bedrooms and 1 beautifully updated bathroom, plus a detached 636-square-foot 1-bedroom, 1-bath apartment--perfect for rental income, guests, or multigenerational living. The main home offers a spacious covered patio, an updated kitchen with a gas stove and breakfast bar, fresh paint, new flooring, a renovated bathroom, and a washer/dryer combo that conveys. The detached ADU also features new flooring and fresh paint. Enjoy a large, private fenced backyard with gated access, mature fruit trees, and a spacious animal enclosure. The workshop/garage includes a private restroom, bar area, attached carport, and ample parking. Whether you're looking for extra space, rental income, or room for extended family, this move-in-ready property checks all the boxes!

Cost to own

Mortgage calculator

Home Price

$394,900

Down Payment: 20%

$78,980

Interest Rate: 6.65%

Loan Term

Monthly Payment

$2,028

Principal & Interest: $2,028

Property taxes (est.): $645

Insurance (est.): $263

Estimated Total Monthly

$2,936

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$2,028

Property taxesest. at asking price, Duval County$645

Estimated total, before insurance$2,673/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,877/yr · $406/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,877/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,513 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 12, 2026Active Under Contract$394,900
Aug 8, 2026Price change$394,900−$2,600
Jul 30, 2026Price change$397,500−$2,400
Jul 18, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$394,900

Price / Sq Ft$203

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,948

Acres0.52 acres

Year Built1952

TypeResidential Income

Sub-TypeDuplex

StatusActive Under Contract

# of Garages1

# of Carport Spaces2

Has PoolNo

Is WaterfrontNo

Direction FacesSouth

Community Information

Address1889 Faye Road, Jacksonville, FL 32218

Area095-San Mateo/Eastport

SubdivisionEastport Small Farms

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size22,651.2 sq ft

Lot Dimensions71x174

Parcel Number1106140000

ZoningResidential

Amenities

UtilitiesCable Connected, Propane

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, Carport, Detached, Garage, Gated, Off Street

Interior

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Oven, Plumbed For Ice Maker, Refrigerator, Tankless Water Heater, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric, Multi Units

FlooringCarpet, Laminate, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsOne

LaundryMultiple Locations, Electric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)