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This home is in Jacksonville Beach.

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Active·Listed today

1043 Seabreeze Avenue

Jacksonville Beach, FL 32250

$610,000$391/sqftEst. $3,247/moMLS# 2155686
3
Beds
2
Baths
1,559
Sq Ft
1989
Built
2
Garage
Yes
Pool

About this home

Jacksonville Beach

Opportunity awaits! This 3-bedroom, 2-bath home offers a spacious open floor plan with vaulted ceilings, skylights, and a split-bedroom layout filled with potential. The large living and dining areas provide plenty of room for gathering, while the kitchen offers generous cabinet space ready for your personal touch. Step outside to your private backyard featuring an in-ground pool, expansive patio, and space to create the perfect outdoor retreat. Located in an established neighborhood with mature landscaping and a 2-car garage, this home is ready for someone to make it their own. Whether you're looking to renovate over time or update it all at once, this property offers a fantastic opportunity to build equity. Home is being sold AS-IS, and the seller will make no repairs.

Cost to own

Mortgage calculator

$610,000
$122,000
Loan Term
Monthly Payment
$3,101
Principal & Interest: $3,101
Est. Taxes & Insurance: $775
Estimated Total Monthly
$3,876
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,247
Property taxesest. at asking price, Duval County$996
Estimated total, before insurance$4,243/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,010/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1989)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,691 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jul 16, 2026Listed$610,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$610,000
Price / Sq Ft$391
Bedrooms3
Bathrooms3.00
Full Baths2
Half Baths2
Square Footage1,559
Acres0.14 acres
Year Built1989
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionFixer
StatusActive
# of Garages2
Has PoolYes
Pool FeaturesIn Ground
Is WaterfrontNo

Community Information

Address1043 Seabreeze Avenue, Jacksonville Beach, FL 32250
Area214-Jacksonville Beach-SW
SubdivisionSeabreeze
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size6,098.4 sq ft
Parcel Number1797490010

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, Pantry, Split Bedrooms
AppliancesConvection Oven, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile
# of Stories1
LevelsOne
Window FeaturesSkylight(s)
SecuritySmoke Detector(s)

Exterior

Patio / PorchFront Porch, Rear Porch
FencingBack Yard
RoofShingle
ConstructionComposition Siding
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 16, 2026
Days on Market1
Tax Amount$9,010.14
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: 1 PERCENT LISTS FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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