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1640 Ryar Road, Jacksonville, FL 32216

$364,900
MLS# 2154407
4
Bedrooms
2
Bathrooms
2,040
Sq Ft
1973
Year Built

About This Home — 1640 Ryar Road

Spacious, Completely Renovated & Move-In Ready! Beautifully updated 4-bedroom, 2-bath home offering over 2,040 sq. ft. of thoughtfully designed living space. This stunning home features a brand-new kitchen with stylish cabinetry, stainless steel appliances, beautifully remodeled bathrooms, new flooring, fresh interior and exterior paint, and updated fixtures throughout. The open, functional layout offers generous living spaces, perfect for everyday living and entertaining. Enjoy a large backyard with endless possibilities. Conveniently located just minutes from Downtown Jacksonville, St. Johns Town Center, shopping, dining, major highways, and Jacksonville's beautiful beaches. Property is being sold As-Is. Some listing photos have been virtually staged to illustrate the property's layout and design potential. Furniture shown is for illustrative purposes only and is not included in the sale.

Features

Price$364,900
Price / Sq Ft$179
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage2,040
Acres0.21 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontNo
Direction FacesWest

School Information

ElementaryLove Grove
MiddleSouthside
HighEnglewood

Community Information

Address1640 Ryar Road, Jacksonville, FL 32216
Area022-Grove Park/Sans Souci
SubdivisionRyars
CityJacksonville
CountyDuval
StateFL
Zip Code32216
Lot Size9,147.6 sq ft
Parcel Number1360640000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingOff Street

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Kitchen Island, Open Floorplan
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingElectric
CoolingElectric
FlooringTile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Lower Level

Exterior

Patio / PorchCovered, Patio, Rear Porch
RoofShingle
ConstructionFrame
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJuly 8, 2026
Days on Market0
Tax Amount$4,064.56
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$364,900
$72,980
Loan Term
Monthly Payment
$1,942
Principal & Interest: $1,942
Est. Taxes & Insurance: $486
Estimated Total Monthly
$2,428
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,942
Property taxesest. at asking price, Duval County$596
Estimated total, before insurance$2,538/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

2025 property taxes (current owner): $4,065/yr

Estimated taxes if purchased at asking price: ~$7,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,643 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

Price & Status History

  • Jul 8, 2026Listed$364,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Listing Courtesy of: EAGLES WORLD REALTY, INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Contact KristaText Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Contact Krista Fracke