This home is in Jacksonville.
1640 Ryar Road, Jacksonville, FL 32216
About This Home — 1640 Ryar Road
Spacious, Completely Renovated & Move-In Ready! Beautifully updated 4-bedroom, 2-bath home offering over 2,040 sq. ft. of thoughtfully designed living space. This stunning home features a brand-new kitchen with stylish cabinetry, stainless steel appliances, beautifully remodeled bathrooms, new flooring, fresh interior and exterior paint, and updated fixtures throughout. The open, functional layout offers generous living spaces, perfect for everyday living and entertaining. Enjoy a large backyard with endless possibilities. Conveniently located just minutes from Downtown Jacksonville, St. Johns Town Center, shopping, dining, major highways, and Jacksonville's beautiful beaches. Property is being sold As-Is. Some listing photos have been virtually staged to illustrate the property's layout and design potential. Furniture shown is for illustrative purposes only and is not included in the sale.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Mortgage Calculator
True Monthly Cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Taxes & Assessment
2025 property taxes (current owner): $4,065/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 1973)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,643 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
Price & Status History
- Jul 8, 2026Listed$364,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Listing Courtesy of: EAGLES WORLD REALTY, INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



