This home is in Fernandina Beach.

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Active

1872 OCEANSIDE Lane, Fernandina Beach, FL 32034

$1,190,000

MLS# 2154054

Bedrooms

Bathrooms

1,863

Sq Ft

1991

Year Built

About This Home — 1872 OCEANSIDE Lane

STEPS from the beach in the exclusive gated Oceanside community on Amelia Island! Immaculate fully renovated home showcases custom designer finishes, including a gourmet kitchen with vaulted ceilings, slim shaker cabinetry, Calacatta Gold quartz countertops, and new stainless appliances. Wide-plank European White Oak flooring flows throughout the open layout. With 3 bedrooms, 2 baths, and a light-filled sunroom, the home blends comfort and sophistication. The primary suite is a true retreat with a spa-worthy bath featuring a freestanding tub and walk-in shower. Additional upgrades include a new AC system and windows for peace of mind. Enjoy effortless living with HOA-covered lawn care, irrigation, and resort-style amenities--pool, tennis, and more. Evenings are spent among friendly neighbors or strolling to the Ritz-Carlton nearby. Whether a full-time residence or vacation escape, this home offers a rare opportunity to own luxury island living at its finest!

Features

Price$1,190,000

Price / Sq Ft$639

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,863

Acres0.15 acres

Year Built1991

TypeResidential

Sub-TypeSingle Family Residence

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address1872 OCEANSIDE Lane, Fernandina Beach, FL 32034

Area450-Amelia Island-North Of Burney Road

SubdivisionOceanside

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size6,534 sq ft

Parcel Number00SB30152000150000

Amenities

UtilitiesElectricity Available, Electricity Connected, Sewer Connected, Water Connected

Water SourcePublic

ParkingGarage

Interior

Interior FeaturesCeiling Fan(s), Entrance Foyer, His and Hers Closets, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Refrigerator, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringWood

FireplaceYes

# of Fireplaces1

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySecurity Gate

Spa FeaturesCommunity

Exterior

Patio / PorchFront Porch

RoofShingle

ConstructionStucco

Additional Information

Date ListedJuly 6, 2026

Days on Market125

HOA Fees$320 / Monthly

HOA FrequencyMonthly

HOA Fee IncludesMaintenance Grounds, Security, Trash

Tax Amount$14,003.5

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

Mortgage Calculator

Home Price

$1,190,000

Down Payment: 20%

$238,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$6,334

Principal & Interest: $6,334

Est. Taxes & Insurance: $1,583

Estimated Total Monthly

$7,917

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$916,220	$890,558	—

2025 property taxes (current owner): $14,004/yr

Estimated taxes if purchased at asking price: ~$19,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 502 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).