This home is in Azalea Ridge, Middleburg.

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Active

3825 Bronco Road, Middleburg, FL 32068

$415,000

MLS# 2153654

Bedrooms

Bathrooms

2,556

Sq Ft

2019

Year Built

About This Home — 3825 Bronco Road

Welcome home to your Spacious 5 bedroom/3 Full Bath home located just south of Oakleaf/Eagle Landing in Azalea Ridge. This DR Horton home has an inviting and well thought out layout and is perfect for large families and entertaining. There is also a first-floor office and a bonus room on the second floor. The property features a large fenced in back yard and a wood deck. Conveniently located near restaurants, shopping, NAS Jax, hospitals, schools and the First Coast Expressway! This part of Middleburg has experienced significant growth over the past few years. Jennings State Forest and other parks and trails are only minutes away. Azalea Ridge has a beautiful new amenity center and multiple pools/playgrounds across the neighborhood.

Features

Price$415,000

Price / Sq Ft$162

Bedrooms5

Bathrooms3.00

Full Baths3

Square Footage2,556

Total Structure Area3,156 sq ft

Acres0.15 acres

Year Built2019

TypeResidential

Sub-TypeSingle Family Residence

StyleCraftsman, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryTynes

MiddleWilkinson

HighMiddleburg

Community Information

Address3825 Bronco Road, Middleburg, FL 32068

Area141-Middleburg NW

SubdivisionAzalea Ridge

CityMiddleburg

CountyClay

StateFL

Zip Code32068

Lot Size6,534 sq ft

Parcel Number36042400592400940

ZoningResidential

Amenities

AmenitiesPool, Barbecue, Basketball Court, Clubhouse, Fitness Center, Playground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Garage Door Opener

Interior

Interior FeaturesPrimary Bathroom - Tub with Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, Freezer, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryIn Unit

Exterior

Lot DescriptionCleared

Patio / PorchDeck

FencingBack Yard

RoofShingle

ConstructionFrame, Vinyl Siding

Other StructuresShed(s)

Road SurfacePaved

Road FrontageCity Street

Additional Information

Date ListedJuly 3, 2026

Days on Market0

HOA Fees$80 / Annually

HOA FrequencyAnnually

HOA NameAzalea Ridge Homeowners Association of Clay County

HOA Fee IncludesMaintenance Grounds

Tax Amount$7,144.57

Tax Year2025

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionNo

About Azalea Ridge

Azalea Ridge is a neighborhood in Jacksonville, FL (Clay County), ZIP 32068.

View all Azalea Ridge homes for sale →

Mortgage Calculator

Home Price

$415,000

Down Payment: 20%

$83,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,209

Principal & Interest: $2,209

Est. Taxes & Insurance: $552

Estimated Total Monthly

$2,761

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

True Monthly Cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,209

Property taxesest. at asking price, Clay County$639

HOAbilled annually$7

Estimated total, before insurance$2,855/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Taxes & Assessment

Year	Market value	Taxable value	Change
2025	$381,813	$381,813	—

2025 property taxes (current owner): $7,145/yr

Estimated taxes if purchased at asking price: ~$7,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 921 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2019)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.