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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·37 days on market

6144 Robbins Circle N

Jacksonville, FL 32211

$359,000$188/sqftEst. $1,851/moMLS# 2153501
4
Beds
3
Baths
1,910
Sq Ft
1952
Built
1
Garage
No
Pool

About this home

Jacksonville

ASSUMABLE 3.625% INTEREST RATE AVAILABLE TO QUALIFIED BUYERS! This 4-bedroom corner-lot home, located in a family-friendly community, is filled with natural light and features an inviting floor plan, gorgeous hardwood floors, generously sized bedrooms, renovated bathrooms, and ample closet space throughout. The updated kitchen offers granite countertops, a tiled backsplash, abundant prep space, and a built-in pantry. Interior upgrades include new kitchen flooring, updated baseboards, custom closet systems, built-ins in the primary suite, window treatments, and freshly painted rooms. Enjoy the oversized, fully fenced backyard with premium turf, a vinyl privacy fence, added landscaping, and plenty of room to relax or entertain. Additional highlights include an oversized one-car garage with an extra refrigerator/freezer and washer and dryer. No HOA! Conveniently located just minutes from major highways, Downtown Jacksonville, the St. Johns Town Center, and the area's beautiful beaches.

Cost to own

Mortgage calculator

$359,000
$71,800
Loan Term
Monthly Payment
$1,851
Principal & Interest: $1,851
Property taxes (est.): $586
Insurance (est.): $239
Estimated Total Monthly
$2,677
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,851
Property taxesest. at asking price, Duval County$586
Estimated total, before insurance$2,438/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,541/yr · $378/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $320,000 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$304,160$225,100
2024$268,049$218,049
2023$278,426$228,426 $33,890
2022$235,309$235,309
2021$155,666$64,276
2020$142,435$62,699 $5,019

2025 property taxes (current owner): $4,541/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 1952)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water (record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,503 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 25, 2026Price change$359,000$10,000
  • Jul 13, 2026Price change$369,000$6,000
  • Jul 2, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,000
Price / Sq Ft$188
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage1,910
Acres0.30 acres
Year Built1952
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo

School Information

ElementaryLove Grove
MiddleArlington
HighEnglewood

Community Information

Address6144 Robbins Circle N, Jacksonville, FL 32211
Area041-Arlington
SubdivisionSaratoga Point
CityJacksonville
CountyDuval
StateFL
Zip Code32211
Lot Size13,068 sq ft
Parcel Number1344060000
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms
AppliancesDisposal, Dryer, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile, Wood
FireplaceYes
# of Fireplaces1
# of Stories1
LevelsOne
Window FeaturesSkylight(s)

Exterior

Lot DescriptionCleared, Corner Lot
Patio / PorchFront Porch
FencingFenced, Back Yard, Vinyl
RoofShingle
ConstructionBlock
Road SurfaceAsphalt

Additional Information

Date ListedJuly 2, 2026
Days on Market24
Tax Amount$4,540.7
Tax Year2025
Listing TermsAssumable, Cash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANCHORED REAL ESTATE GROUP LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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