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Active

Active·46 days on market

12 Garni Drive

Palm Coast, FL 32137

$337,990$227/sqftEst. $1,739/moMLS# 2152887

Beds

Baths

1,491

Sq Ft

2026

Built

Garage

Pool

About this home

Palm Coast

Brand new, energy-efficient home available by Oct 2026! Deciding where to buy a home? The Bluebell floorplan in Colbert Landings, offers an open-concept floorplan featuring 3 bedrooms, 2 bathrooms and a 2-car garage. The spacious kitchen overlooks the great room, dining nook and outside patio. Colbert Landings offers single-family homes in the highly desirable city of Palm Coast. Located less than three miles from Flagler Beach, this community is just a 10-minute bike ride from beaches and fun waterfront restaurants. Residents will enjoy access to community amenities including a pool, cabana, and pickleball courts, as well as convenient access to Palm Coast trails at the front of the community. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

Cost to own

Mortgage calculator

Home Price

$337,990

Down Payment: 20%

$67,598

Interest Rate: 6.67%

Loan Term

Monthly Payment

$1,739

Principal & Interest: $1,739

Insurance (est.): $225

Estimated Total Monthly

$1,965

*30-year loan at 6.67% APR (avg 30-yr rate 2026-08-13, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.67% · 30yr$1,739

HOAbilled annually$17

Estimated total, before insurance$1,756/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone HUR

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jun 29, 2026Listed$337,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$337,990

Price / Sq Ft$227

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,491

Acres0.15 acres

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUnder Construction

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

School Information

ElementaryOld Kings

MiddleBuddy Taylor

HighFlagler Palm Coast

Community Information

Address12 Garni Drive, Palm Coast, FL 32137

Area601-Flagler County-North Central

SubdivisionColbert Landings

CityPalm Coast

CountyFlagler

StateFL

Zip Code32137

Lot Size6,534 sq ft

Parcel Number0312311125000001600

Amenities

AmenitiesPlayground

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyAppliances, HVAC, Insulation, Thermostat, Water Heater, Windows

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Home, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, ENERGY STAR Qualified Dishwasher

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LaundryElectric Dryer Hookup