This home is in Jacksonville.

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Active

Active·11 days on market

3474 Melissa Cove Way

Jacksonville, FL 32218

$380,000$195/sqftEst. $2,023/moMLS# 2152726

Beds

Baths

1,950

Sq Ft

2001

Built

Garage

Pool

About this home

Jacksonville

Welcome home to this impeccably maintained, single-story full brick residence nestled in a secure gated community. It has been updated for modern living, boasting updated interior paint colors, knockdown ceilings, sleek solid-surface flooring (laminate/tile), and new light fixtures. The heart of the home is a stunning remodeled kitchen featuring 42'' cabinets, a chic tile backsplash, new appliances, pantry, and a cozy eat-in nook. Enjoy effortless flow between the formal living room, dining room, and den under vaulted ceilings. The primary suite is a private retreat with a large walk-in closet, dual vanities, a garden tub, and a separate shower. Relax or entertain on the screened patio or the 6x24' paver patio. The fully fenced yard is an outdoor oasis, showcasing lush tropical landscaping, irrigation system, and 3 mature oak trees providing perfect afternoon shade. Excellent location: just 8 mins to UF Emergency Room and 15 mins to River City Marketplace. Roof 10 yrs, water heater 6

Cost to own

Mortgage calculator

Home Price

$380,000

Down Payment: 20%

$76,000

Interest Rate: 7.00%

Loan Term

Monthly Payment

$2,023

Principal & Interest: $2,023

Est. Taxes & Insurance: $506

Estimated Total Monthly

$2,528

*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,023

Property taxesest. at asking price, Duval County$620

HOAbilled annually$47

Estimated total, before insurance$2,690/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$274,545	$221,921	—

2025 property taxes (current owner): $4,466/yr

Estimated taxes if purchased at asking price: ~$7,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 27, 2026Listed$380,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$380,000

Price / Sq Ft$195

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,950

Acres0.20 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch, Traditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address3474 Melissa Cove Way, Jacksonville, FL 32218

Area091-Garden City/Airport

SubdivisionLois Estates

CityJacksonville

CountyDuval

StateFL

Zip Code32218

Lot Size8,712 sq ft

Parcel Number0203431335

Amenities

AmenitiesBasketball Court, Gated, Playground

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Gated

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringLaminate, Tile

# of Stories1

LevelsOne

SecuritySecurity Gate