34 W 4th Street

Jacksonville, FL 32206

$1,300/moMLS# 2152136

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Sacha Higham · TRADITIONS REALTY LLC sacha.higham@yahoo.com

Beds

Baths

500

Sq Ft

1888

Built

—

Garage

Pool

About this home

Jacksonville

Charming cottage tucked behind a residence in the heart of Springfield! This cozy bungalow offers a private retreat while being conveniently located just minutes from downtown Jacksonville, major hospitals, dining, shopping, and expressways. The home includes its own washer and dryer for added convenience, and rent includes both electricity and water, making budgeting simple. Great front Porch for relaxing after a long day. Enjoy the character and charm of this unique rental in one of Jacksonville's most historic neighborhoods. Approx. 750sf. Off Street Parking with Extra Storage building for the Cottage. Lease term negotiable. Call today to schedule your private showing!

Cost to own

Mortgage calculator

Home Price

$1,300

Down Payment: 20%

$260

Interest Rate: 6.66%

Loan Term

Monthly Payment

Principal & Interest: $7

Property taxes (est.): $2

Insurance (est.): $1

Estimated Total Monthly

$10

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$559,891	$160,065	—
2024	$531,223	$154,847	▼ $106
2023	$536,636	$148,881	—
2022	$503,563	$143,089	—
2021	$382,777	$137,466	—
2020	$360,442	$134,878	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.