This home is in Jacksonville.

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Active·9 days on market

2934 Bethel Court

Jacksonville, FL 32207

$299,000$200/sqftEst. $1,591/moMLS# 2152012

Beds

Baths

1,492

Sq Ft

1943

Built

—

Garage

Pool

About this home

Jacksonville

Charming three bedroom/two full bath located in the desirable neighborhood of St. Nicholas. Come see this updated home with Luxury Vinyl Plank throughout with tile in wet areas. Spacious bedrooms with the primary having an ensuite bathroom. Fully fenced back yard with plenty of parking on the double-wide drive way in front. Enjoy breakfast at the breakfast bar in an updated kitchen. Close to Douglas Anderson School of the Arts as well as downtown Jacksonville, San Marco, and Riverside.

Cost to own

Mortgage calculator

Home Price

$299,000

Down Payment: 20%

$59,800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,510

Principal & Interest: $1,510

Est. Taxes & Insurance: $378

Estimated Total Monthly

$1,888

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,591

Property taxesest. at asking price, Duval County$488

Estimated total, before insurance$2,080/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$148,051	$144,285	▼ $8,655
2024	$157,053	$131,169	—
2023	$129,667	$119,245	▲ $44,853
2022	$73,610	$70,152	—
2021	$63,775	$63,775	—
2020	$73,426	$73,426	—

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1943)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,146 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History