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Active

Active·62 days on market

1717 NW 23rd Avenue 4E

Gainesville, FL 32605

$190,000$148/sqftEst. $976/moMLS# 2151586

Beds

Baths

1,283

Sq Ft

1978

Built

—

Garage

Pool

About this home

Gainesville

Discover the perfect blend of privacy, historic charm, security, and resort-style living in this beautifully maintained condominium located within the gated community of Gaineswood. Built in the 1970's and known for its unique architecture, mature landscaping, and tranquil atmosphere, Gaineswood remains one of Gainesville's most distinctive condominium communities. This well-maintained residence reflects pride of ownership throughout and offers a move-in-ready opportunity for its next owner. Residents enjoy an impressive array of amenities, including a clubhouse, sparkling swimming pool, tennis courts, scenic walking areas, and picturesque koi ponds that create a peaceful, park-like setting. The gated entrance provides added privacy and peace of mind, while the community's central location places you just minutes from the University of Florida, UF Health, shopping, dining, and entertainment.

Cost to own

Mortgage calculator

Home Price

$190,000

Down Payment: 20%

$38,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$976

Principal & Interest: $976

Insurance (est.): $127

Estimated Total Monthly

$1,102

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$976

HOAbilled monthly$385

Estimated total, before insurance$1,361/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 1978)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Gainesville Regional Utilities · Public water (record)

County records show this parcel on central sewer served by Gainesville Regional Utilities — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,653 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History