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Active

For Rent·38 days on market

232 Nesmith Avenue

St. Augustine, FL 32084

$2,795/moMLS# 2150621

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

Karnas Team · FLORIDA HOMES REALTY & MTG LLC karnasteamfl@gmail.com

Beds

Baths

1,405

Sq Ft

2002

Built

—

Garage

Pool

About this home

St. Augustine

Fully remodeled, immaculate home located just minutes from the historic St. Augustine. Situated on an oversized lot, this home offers modern updates, comfortable living space & a convenient location close to everything St. Augustine has to offer. A brand-new oversized driveway leads to a charming screened-in front porch! The updated kitchen features new cabinetry, quartz countertops, stainless steel appliances, and a spacious kitchen island. Luxury vinyl flooring flows through the kitchen, living room, dining area & all bedrooms for a clean, modern, and easy-to-maintain look. Bathrooms have been tastefully renovated with new vanities & modern ceramic tile. Additional upgrades include energy-efficient LED lighting, ceiling fans, and a newer metal roof. Outside, enjoy a peaceful backyard from the composite deck & enjoy the natural surroundings. Great Location! Short drive to downtown St. Augustine, the Historic District, Flagler College, schools, gyms, shopping, dining & major roadways.

Cost to own

Mortgage calculator

Home Price

$2,795

Down Payment: 20%

$559

Interest Rate: 6.58%

Loan Term

Monthly Payment

$14

Principal & Interest: $14

Property taxes (est.): $4

Insurance (est.): $2

Estimated Total Monthly

$20

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

Last sold: $272,000 in February 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$284,610	$284,610	—
2024	$263,832	$263,832	—
2023	$256,055	$256,055	—
2022	$235,264	$59,722	—
2021	$172,338	$56,526	—
2020	$166,536	$55,055	—

Estimated taxes if purchased at asking price: ~$0/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.