Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

1 / 36

Active

Active·100 days on market

8513 Susie Street

Jacksonville, FL 32210

$255,000$183/sqftEst. $1,324/moMLS# 2148357

Beds

Baths

1,394

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Whether you're ready to buy your first home or add a turnkey property to your rental portfolio, this brand-new Jacksonville Heights home is an opportunity you don't want to miss! Featuring 3 bedrooms plus a flexible bonus room perfect for a home office, guest room, or 4th bedroom, this 2-bath home offers 1,394 square feet of modern, low-maintenance living. The bright, open-concept layout creates the perfect space for everyday living and entertaining, while the spacious kitchen and convenient garage access add functionality. Even better--there are no HOA or CDD fees, helping keep your monthly costs low. Located just 15 minutes from NAS Jacksonville with easy access to shopping, dining, and major highways, this home offers outstanding value for both homeowners and investors. Move-in ready, new construction--schedule your showing today!

Cost to own

Mortgage calculator

Home Price

$255,000

Down Payment: 20%

$51,000

Interest Rate: 6.76%

Loan Term

Monthly Payment

$1,324

Principal & Interest: $1,324

Property taxes (est.): $416

Insurance (est.): $170

Estimated Total Monthly

$1,911

*30-year loan at 6.76% APR (avg 30-yr rate 2026-09-10, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.76% · 30yr$1,324

Property taxesest. at asking price, Duval County$416

Estimated total, before insurance$1,741/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,120 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History