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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Atlantic Coast High School.

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Pending

Pending·101 days on market

8965 San Rae Road

Jacksonville, FL 32257

$375,000$173/sqftEst. $1,938/moMLS# 2147830
3
Beds
2
Baths
2,164
Sq Ft
1973
Built
2
Garage
No
Pool

About this home

Jacksonville

Welcome to 8965 San Rae Rd in the highly desirable Beauclerc/Mandarin North area. This is an exceptional opportunity to own a private retreat tucked away on a quiet cul-de-sac. Situated on a .48 acre lot, this well-maintained home offers the perfect blend of space, comfort, and convenience just minutes from top-rated schools, shopping, dining, and major roadways. Step inside to a bright and inviting floor plan highlighted by a wood-burning stone fireplace, creating a warm focal point in the main living area. The kitchen provides ample storage and workspace, seamlessly connecting to the dining and family rooms, ideal for everyday living and entertaining. An indoor washer and dryer hookup adds to the home's functionality. The generously sized bedrooms offer plenty of space for family or guests, while the primary suite features a private bath for added comfort. Enjoy the outdoors in your spacious backyard oasis, complete with mature trees, open green space, and a storage shed.

Cost to own

Mortgage calculator

$375,000
$75,000
Loan Term
Monthly Payment
$1,938
Principal & Interest: $1,938
Property taxes (est.): $612
Insurance (est.): $250
Estimated Total Monthly
$2,800
*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$1,938
Property taxesest. at asking price, Duval County$612
Estimated total, before insurance$2,550/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,374/yr · $448/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$327,782$272,060 $28,363
2024$299,799$299,799 $7,786
2023$304,637$121,631 $8,183
2022$304,527$120,987
2021$211,568$115,993
2020$206,801$88,695

2025 property taxes (current owner): $5,374/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1973)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,592 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 7, 2026Pending$375,000
  • May 29, 2026Listed$375,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$375,000
Price / Sq Ft$173
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,164
Acres0.48 acres
Year Built1973
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusPending
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

ElementaryBeauclerc
MiddleAlfred Dupont

Community Information

Address8965 San Rae Road, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionBeauclerc
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size20,908.8 sq ft
Parcel Number1492350020
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerSeptic Tank
Water SourceWell
ParkingGarage

Interior

AppliancesDishwasher, Electric Range, Electric Water Heater, Refrigerator
HeatingCentral
CoolingCentral Air, Wall/Window Unit(s)
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Lot DescriptionCul-De-Sac, Dead End Street
FencingBack Yard
RoofShingle
ConstructionBrick
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedMay 30, 2026
Days on Market40
Tax Amount$5,373.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: VENTURE REALTY CO, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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