Active·58 days on market
96424 Southern Lily Drive
Yulee, FL 32097
About this home
Yulee
From the Southern style front porch to the backyard oasis, this custom-built Cole Builders home exudes both hospitality and relaxation. Thoughtfully designed with quality craftsmanship and timeless finishes, this property offers the perfect balance of luxury living and peaceful country charm. Located within the highly desired, gated neighborhood of Blackrock Hammock, which features 45 estate-sized lots, the home sits on 1.03 acres. Step inside the home to find an open-concept floor plan featuring soaring ceilings, abundant natural light, and upscale details throughout. The spacious gourmet kitchen is equipped with premium cabinetry, granite countertops, stainless steel appliances, a large center island and oversized pantry. The primary suite offers a private retreat with a spa-inspired bathroom featuring an oversized walk-in shower with bench, garden soaking tub, dual vanities, and separate closets. Additional bedrooms all feature walk-in closets and private en-suites.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $950,203 | $427,020 | — |
| 2024 | $864,847 | $414,278 | — |
| 2023 | $683,973 | $400,755 | — |
| 2022 | $587,583 | $387,626 | — |
| 2021 | $466,175 | $374,880 | — |
| 2020 | $457,632 | $369,014 | — |
2025 property taxes (current owner): $6,715/yr
Estimated taxes if purchased at asking price: ~$17,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone E
Zone E evacuates after zones A, B, C, D in an approaching storm.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,696 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 8, 2026Price change$1,050,000−$25,000
- May 28, 2026Listed$1,075,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DIAMOND REALTY GROUP OF AMELIA ISLAND
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines