This home is in Atlantic Beach.

Active

Active·55 days on market

26 Edgar Street

Atlantic Beach, FL 32233

$375,001$374/sqftEst. $1,996/moMLS# 2146434

Beds

Baths

1,004

Sq Ft

1954

Built

—

Garage

Pool

About this home

Atlantic Beach

Perfect for an investor or commercial developer, this 0.43-acre footprint and commercial zoning or high-density redevelopment. Standard lots in this zip code averaging 0.10-0.15 acres, this property offers the scale required for a significant multi-unit project, professional office conversion, or a boutique commercial venture. Located just blocks from the Atlantic Blvd commercial artery and the thriving Beaches Town Center, the property sits in the path of progress for the city's continued ''infill'' revitalization. Enjoy maximum flexibility in design and land use without the oversight of a neighborhood association.

Cost to own

Mortgage calculator

Home Price

$375,001

Down Payment: 20%

$75,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,894

Principal & Interest: $1,894

Est. Taxes & Insurance: $474

Estimated Total Monthly

$2,368

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,996

Property taxesest. at asking price, Duval County$612

Estimated total, before insurance$2,608/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$108,301	$99,887	—
2024	$108,625	$90,807	▲ $21,883
2023	$82,552	$82,552	—
2022	$81,710	$81,710	—
2021	$77,805	$77,805	—
2020	$77,345	$77,345	—

2025 property taxes (current owner): $1,771/yr

Estimated taxes if purchased at asking price: ~$7,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1954)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer · Public water (record)

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,702 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History