This home is in Jacksonville Beach.
Active·57 days on market
310 2nd Street S 4
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Seller is offering a 1% interest rate buy down AND up to $4000 in closing costs and prepaid expenses with an acceptable offer!!!! Quiet, walkable, and filled with natural light, this move-in-ready 3BR/3.5BA coastal condo delivers effortless Jacksonville Beach living. Located just two blocks from the beach, it offers spacious rooms and a bright, inviting layout. A keypad-secured entry gate opens to a private walkway leading to your front door. The entry level features a spacious bedroom with its own ensuite bath, ideal for guests, extended stays, or a dedicated workspace.Upstairs, the open family room and kitchen nook are framed by large windows that fill the space with natural light. Enjoy morning coffee on the breezy balcony, or bike to nearby restaurants and shops. Priced to sell, this home offers a rare blend of comfort, security, and true coastal lifestyle.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $584,000 | $410,803 | — |
| 2024 | $605,000 | $332,266 | — |
| 2023 | $605,000 | $321,133 | — |
| 2022 | $548,500 | $310,324 | — |
| 2021 | $433,000 | $299,830 | — |
| 2020 | $345,000 | $295,000 | — |
2025 property taxes (current owner): $7,431/yr
Estimated taxes if purchased at asking price: ~$13,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Metal — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,809 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 20, 2026Listed$665,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: REDFIN CORPORATION
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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