This home is in Jacksonville.
Active·57 days on market
1094-1090 W 19th Street
Jacksonville, FL 32209
Jacksonville
About this home
Opportunity knocks with this versatile multi-family property located at 1094 & 1090 W 19th Street in Jacksonville, FL. Whether you're an investor looking to expand your portfolio or a future homeowner seeking flexible terms, this duplex offers multiple paths to ownership and income generation. This spacious income-producing property features two separate living spaces and is ideal for house hacking, long-term rentals, or multi-generational living. Live in one unit while generating rental income from the other, or maximize returns by leasing both units. Property Features: • Duplex / Residential Income Property • Approx. 2,200+ sq ft • Separate living spaces • Strong rental and cash-flow potential Flexible Purchase Options Available: • Lease Purchase / Rent-to-Own • Owner Financing Considered • Flexible terms available for qualified buyers • Opportunity to build equity while occupying or investing
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $267,876 | $267,876 | — |
2025 property taxes (current owner): $5,445/yr
Estimated taxes if purchased at asking price: ~$7,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,908 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1928)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,175 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 12, 2026Listed$365,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: DREAMS FULFILLED KATINA PREVAILS REAL ESTATE
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Contact KristaText Krista about this home20+ years · 500+ closings · NE Florida
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