This home is in Jacksonville.

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Active

Active·66 days on market

8290 Gate Parkway W 601

Jacksonville, FL 32216

$199,900$182/sqftEst. $1,064/moMLS# 2144726

Beds

Baths

1,100

Sq Ft

2005

Built

—

Garage

Pool

About this home

Jacksonville

Beautifully renovated 2-bedroom, 2-bath first-floor condo in the highly desirable Gardens of Bridgehampton community! This move-in-ready home features a stunning upgraded kitchen with refinished cabinetry, granite countertops, stylish backsplash, stainless steel appliances, updated faucet, and modern lighting. Both bathrooms have been tastefully remodeled with new vanities, granite counters, tile flooring, toilets, fixtures, and lighting. Enjoy rich hardwood flooring in the living room and bedrooms, plus new tile flooring in kitchen and baths--absolutely no carpet or LVP! Fresh neutral paint, new ceiling fans with remotes, elegant blinds, recently serviced AC unit, new thermostat, new smoke alarms, and brand-new windows with transferable 8-year warranty complete this exceptional home. Community amenities include pool, clubhouse, and fitness center. Conveniently located near I-95, I-295, beaches, hospitals, military bases, and St. Johns Town Center shopping, dining, and entertainment.

Cost to own

Mortgage calculator

Home Price

$199,900

Down Payment: 20%

$39,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,016

Principal & Interest: $1,016

Est. Taxes & Insurance: $254

Estimated Total Monthly

$1,270

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,064

Property taxesest. at asking price, Duval County$326

HOAbilled monthly$294

Estimated total, before insurance$1,684/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$156,000	$156,000	▼ $7,000
2024	$163,000	$144,413	—
2023	$163,000	$131,285	—
2022	$148,500	$119,350	—
2021	$108,500	$108,500	—
2020	$108,500	$108,500	▲ $2,000

2025 property taxes (current owner): $2,797/yr

Estimated taxes if purchased at asking price: ~$3,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2005)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,794 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History