This home is in Sawmill Lakes, Ponte Vedra Beach.

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Pending

Pending·66 days on market·Sawmill Lakes

681 Lake Stone Circle

Ponte Vedra Beach, FL 32082

$4,000/moMLS# 2144511

Rental listing

Krista specializes in home sales, not rentals. To tour or apply for this rental, contact the listing agent directly:

CHERYL GUARNERA · KELLER WILLIAMS REALTY ATLANTIC PARTNERS cherylguarnera.kw@gmail.com

Beds

Baths

2,076

Sq Ft

1997

Built

Garage

Pool

About this home

Sawmill Lakes

Beautiful Sawmill Lakes single story home close to community pool, playground and beach! This light and bright 4 bedroom, 2.5 bath unfurnished home has a stainless appliance package, and beautiful granite in master bath and kitchen. Blinds in all bedrooms and main living spaces and features solid surface floors throughout the main living space and bedrooms. Enjoy your privacy as the home backs up to a conservation easement with a beautiful wooded setting and a FULLY FENCED in yard and huge screened lanai. Pets considered. Come enjoy this wonderful neighborhood...with sidewalks all the way to Mickler's Beach, shops, and A-rated schools of Ponte Vedra Beach! Enjoy the community pool and pickle/basketball courts. Tenant will cover all utilities and lawn maintenance. ***New roof and exterior paint job will be completed soon. Owner of the property is the listing agent.

Cost to own

Mortgage calculator

Home Price

$4,000

Down Payment: 20%

$800

Interest Rate: 6.49%

Loan Term

Monthly Payment

$20

Principal & Interest: $20

Est. Taxes & Insurance: $5

Estimated Total Monthly

$25

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$584,919	$548,966	—
2024	$555,313	$499,060	—
2023	$542,726	$453,691	—
2022	$488,326	$412,446	—
2021	$374,951	$374,951	—
2020	$336,463	$325,380	—

Estimated taxes if purchased at asking price: ~$100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.