This home is in Jacksonville.
Active·77 days on market
3591 Kernan Boulevard S 524
Jacksonville, FL 32224
About this home
Jacksonville
Back on the Market! Welcome to this bright and spacious third-floor condo in the Avanti community, perfectly situated near some of Jacksonville's top colleges and universities. Located just minutes from the University of North Florida (UNF) and Florida State College at Jacksonville (FSCJ), this home offers an ideal location for students, faculty, or anyone seeking convenient access to campus life. Inside, the condo features a desirable split-bedroom floor plan and an open-concept living and kitchen area, perfect for both everyday living and entertaining. The space is filled with natural light from numerous windows and includes a combination of carpet and tile flooring throughout. The kitchen is equipped with stainless steel appliances and a new dishwasher, while the second bathroom has been recently updated., HVAC replaced in 2025, Hot water heater 7 years old. An in-unit washer and dryer add to the home's everyday convenience, and the layout provides privacy between bedrooms
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $176,500 | $175,838 | — |
| 2024 | $191,000 | $159,853 | — |
| 2023 | $191,000 | $145,321 | — |
| 2022 | $150,500 | $132,110 | — |
| 2021 | $120,100 | $120,100 | — |
| 2020 | $118,500 | $118,500 | ▲ $5,000 |
2025 property taxes (current owner): $3,144/yr
Estimated taxes if purchased at asking price: ~$3,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: Shingle — year not disclosed (home built 2005)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely sewer · part of complex with utility sewer · Public water · part of complex with utility water
County records indicate this parcel on central sewer served by part of complex with utility sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- May 1, 2026Listed$165,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
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