Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Pending

Pending·103 days on market

8326 Galveston Avenue

Jacksonville, Ca 32211

$154,900$213/sqftEst. $799/moMLS# 2142338

Beds

Baths

728

Sq Ft

1960

Built

—

Garage

Pool

About this home

Jacksonville

Welcome to this beautifully renovated cottage-style home in the desirable Arlington/Southside area of East Jacksonville, conveniently located just off the Arlington Expressway and Southside Boulevard. This charming 3-bedroom, 1-bath residence has been thoughtfully updated throughout, offering a perfect blend of classic character and modern convenience. Inside, you'll find all-new flooring and updated plumbing (2024), along with a fully remodeled kitchen featuring sleek finishes and a complete suite of GE appliances. The home also boasts a brand-new roof (2025) and a water heater installed in 2015, giving peace of mind for years to come. Step outside to enjoy a spacious backyard with a fully fenced wood enclosure--ideal for pets, entertaining, or simply relaxing. There's even plenty of room to store your RV, adding to the property's versatility. With no HOA or CDD fees or restrictions, this is a true ''bring your toys'' property where you have the freedom to make it your own. Ample

Cost to own

Mortgage calculator

Home Price

$154,900

Down Payment: 20%

$30,980

Interest Rate: 6.69%

Loan Term

Monthly Payment

$799

Principal & Interest: $799

Property taxes (est.): $253

Insurance (est.): $103

Estimated Total Monthly

$1,155

*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$799

Property taxesest. at asking price, Duval County$253

Estimated total, before insurance$1,052/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,236/yr · $186/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $106,000 in December 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$1,070,190	$784,223	—
2025	$106,058	$106,058	—
2024	$1,056,519	$712,930	—
2024	$101,369	$101,369	▲ $4,847
2023	$1,092,193	$648,118	—
2023	$99,138	$72,468	—
2022	$914,228	$589,198	—
2022	$78,487	$65,880	—
2021	$583,482	$535,635	—
2021	$62,222	$59,891	—
2020	$535,575	$486,941	—
2020	$54,447	$54,447	▲ $17,133

2025 property taxes (current owner): $2,236/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — 2025 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Solar potential: ~1,395 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.