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Active

Active·119 days on market

2355 SE State Road 100

Starke, FL 32091

$200,000$152/sqftEst. $1,027/moMLS# 2141878

Beds

Baths

1,320

Sq Ft

1963

Built

—

Garage

Pool

About this home

Starke

Wow Step into vintage charm with this 3 Bedroom 2 Bath home located on fenced, gorgeous 1 acre of private land and right near growing Keystone Heights & facing west to see some amazing sunsets. The property could be a 4 bedroom with closets in each room. Recent updates include putting a door to the back of the property and adding a 16x16 Deck. There are newer Laminate floors installed throughout except for the Family Room which is a cozy room with Stone wall Fireplace with mantle and Wood-Burning Stove. The Kitchen has been updated with Bay Windows, Built-in Desk & lots of cabinets. The black and white retro bathroom displays timeless elegance. The Dining Room has a Pantry. Ceiling Fans throughout the home and plenty of closets. The metal roof has a remaining life of approx. 30 years. The property is zoned residential but could easily be converted if you wanted to have a business there too.

Cost to own

Mortgage calculator

Home Price

$200,000

Down Payment: 20%

$40,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,027

Principal & Interest: $1,027

Insurance (est.): $133

Estimated Total Monthly

$1,160

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,027

Estimated total, before insurance$1,027/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 1963)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,480 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 28, 2026Price change$200,000−$25,000
Apr 24, 2026Listed$225,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$200,000

Price / Sq Ft$152

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,320

Acres1.01 acres

Year Built1963

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusActive

Has PoolNo

Is WaterfrontNo

School Information

MiddleBradford

HighBradford

Community Information

Address2355 SE State Road 100, Starke, FL 32091

Area523-Bradford County-SE

SubdivisionMetes & Bounds

CityStarke

CountyBradford

StateFL

Zip Code32091

Lot Size43,995.6 sq ft

Parcel Number05420000100

Amenities

UtilitiesElectricity Connected, Other

SewerSeptic Tank

Water SourceWell

ParkingAdditional Parking, RV Access/Parking, Other

ViewTrees/Woods

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, His and Hers Closets, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Split Bedrooms

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Ice Maker, Microwave, Refrigerator, Washer

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LevelsOne

SecurityOther