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This home is in Sawgrass, Ponte Vedra Beach.

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Active

Active·64 days on market·Sawgrass

6534 Burnham Circle

Ponte Vedra Beach, FL 32082

$889,900$382/sqftEst. $4,575/moMLS# 2141031

Beds

Baths

2,328

Sq Ft

1996

Built

Garage

Pool

About this home

Sawgrass

FOR SALE OR LEASE . Located in iconic TPC Sawgrass--the crown jewel of Ponte Vedra Beach and its most coveted neighborhood--this home offers the pinnacle of Florida living. This beautiful 3-bedroom, 2.5-bath home offers the perfect blend of comfort, convenience. Primary suite on the first floor for easy everyday living, now featuring a just-remodeled spa-inspired primary bathroom and new flooring that adds fresh style and comfort. Fresh interior paint throughout and a freshly painted exterior give the home a crisp, updated, move-in-ready feel with standout curb appeal. Upstairs, a spacious loft/flex room with built-in cabinetry creates the perfect office, fitness space, media room, or library. Step outside and enjoy multiple spaces designed for relaxation and entertaining. Unwind on the private balcony while enjoying the coastal breeze, or host family and friends on the screened lanai, perfect for grilling and year-round outdoor living.

Cost to own

Mortgage calculator

Home Price

$889,900

Down Payment: 20%

$177,980

Interest Rate: 6.66%

Loan Term

Monthly Payment

$4,575

Principal & Interest: $4,575

Property taxes (est.): $1,184

Insurance (est.): $593

Estimated Total Monthly

$6,352

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$4,575

Property taxesest. at asking price, St. Johns County$1,184

HOAbilled quarterly$70

Estimated total, before insurance$5,829/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$8,893/yr · $741/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $780,000 in April 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$721,243	$623,476	—
2024	$655,197	$605,197	—
2023	$617,983	$617,983	—
2022	$491,176	$239,678	—
2021	$431,524	$231,226	—
2020	$404,353	$227,336	—

2025 property taxes (current owner): $8,893/yr

Estimated taxes if purchased at asking price: ~$14,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,688 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History