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Active

Active·105 days on market

624 Palmetto Place

Yulee, FL 32097

$399,900$246/sqftEst. $2,039/moMLS# 2139159

Beds

Baths

1,627

Sq Ft

2022

Built

Garage

Pool

About this home

Yulee

Welcome to 624 Palmetto Place, where comfort, style, and convenience come together. Tucked away on a quiet cul-de-sac in a newly established neighborhood, this beautifully maintained home offers the perfect blend of privacy and charm. Just steps from a scenic walking trail, you'll enjoy easy access to outdoor living right from your doorstep. Inside, you're greeted by an open and airy layout filled with natural light, featuring spacious living areas ideal for both relaxing and entertaining. The home is thoughtfully updated with durable ceramic tile flooring throughout the main living areas, providing both style and easy maintenance. The kitchen serves as the heart of the home, showcasing stunning quartz countertops, ample cabinetry, and a seamless flow into the living and dining spaces.

Cost to own

Mortgage calculator

Home Price

$399,900

Down Payment: 20%

$79,980

Interest Rate: 6.58%

Loan Term

Monthly Payment

$2,039

Principal & Interest: $2,039

Property taxes (est.): $552

Insurance (est.): $267

Estimated Total Monthly

$2,858

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,039

Property taxesest. at asking price, Nassau County$552

HOAbilled semi-annually$100

Estimated total, before insurance$2,691/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,319/yr · $110/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $353,900 in May 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$360,444	$246,422	—
2024	$317,737	$238,770	—
2023	$305,004	$230,359	—
2022	$60,000	$60,000	—
2021	$50,000	$50,000	—
2020	$11,549	$11,549	—

2025 property taxes (current owner): $1,319/yr

Estimated taxes if purchased at asking price: ~$6,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,765 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Apr 9, 2026Listed$399,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$399,900

Price / Sq Ft$246

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,627

Acres0.13 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

Community Information

Address624 Palmetto Place, Yulee, FL 32097

Area480-Nassau County-Yulee North

SubdivisionWildlight

CityYulee

CountyNassau

StateFL

Zip Code32097

Lot Size5,662.8 sq ft

Parcel Number442N27100300890000

Amenities

AmenitiesPool, Basketball Court, Dog Park, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyThermostat

ParkingAttached, Garage, Garage Door Opener

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Dryer, Gas Cooktop, Gas Range, Ice Maker, Refrigerator, Washer, Water Softener Owned

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Tile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Lower Level, Sink

SecuritySmoke Detector(s)