This home is in Ocean Terrace, Jacksonville Beach.
Active·100 days on market·Ocean Terrace
4000 Seaside Drive
Jacksonville Beach, FL 32250
About this home
Ocean Terrace
Beautifully maintained POOL home with a 5 min walk to beach, shopping and a few turns to JTG access? Yes please! This 3 bed beach home has a newly built in ground pool with propane water heater, turfed backyard, putting green and summer kitchen ready for outdoor entertaining.First floor separate living space opens this home to an upgraded kitchen with large island and stainless appliances. Master bedroom is off living room with two more bedrooms and a large bonus room upstairs.There is office space and storage as well! Over sized garage features custom storage cabinets, retractable garage screen, shark coating floor and fridge. Home has also been upgraded with a propane GENERAC generator system to keep you comfortable if power is ever lost. There is a full ADT Security System including cameras, thermostat, locks and alarm. Come by and see this wonderful beach home today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $800,580 | $659,286 | — |
| 2024 | $701,442 | $639,999 | — |
| 2023 | $669,902 | $619,902 | — |
| 2022 | $626,168 | $626,168 | — |
| 2021 | $512,760 | $349,972 | — |
| 2020 | $476,630 | $344,450 | — |
2025 property taxes (current owner): $12,324/yr
Estimated taxes if purchased at asking price: ~$18,200/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone B
Zone B evacuates after zone A in an approaching storm.
Roof: Shingle — year not disclosed (home built 2015)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,773 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 6, 2026Listed$930,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
The neighborhood
About Ocean Terrace
Ocean Terrace is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.
View all Ocean Terrace homes for sale →Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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