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This home is in Neptune Beach — a pool home in Jacksonville.

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Active

Active·144 days on market

830 Hagler Drive

Neptune Beach, FL 32266

$2,396,000$420/sqftEst. $12,318/moMLS# 2138010

Beds

Baths

5,700

Sq Ft

1962

Built

Garage

Yes

Pool

About this home

Neptune Beach

Space, privacy, and a walk to the beach.Tucked away on an oversized 0.47-acre lot on a quiet, tree-lined street, and walkable to Jarboe Park and the ocean, the location alone sets this property apart. Designed for real living, the home features multiple gathering areas with a natural, effortless flow. An attached guest suite with its own kitchen and living space adds true flexibility for extended stays, multigenerational living, or a private retreat.Outdoor spaces are meant to be enjoyed, with a pool, multiple patio areas, outdoor kitchen, fire pit, and mature landscaping surrounding an established fruit garden. A whole-home generator and reverse osmosis system add comfort and peace of mind. Properties offering this combination of space, privacy, and walkability at the Beaches rarely come available. This is one of them.

Cost to own

Mortgage calculator

Home Price

$2,396,000

Down Payment: 20%

$479,200

Interest Rate: 6.66%

Loan Term

Monthly Payment

$12,318

Principal & Interest: $12,318

Property taxes (est.): $3,912

Insurance (est.): $1,597

Estimated Total Monthly

$17,828

*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$12,318

Property taxesest. at asking price, Duval County$3,912

Estimated total, before insurance$16,230/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$19,575/yr · $1,631/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,254,535	$1,089,584	—
2024	$1,291,403	$1,058,170	▼ $834
2023	$1,254,126	$1,025,894	—
2022	$1,287,258	$994,558	—
2021	$1,061,742	$964,134	—
2020	$1,000,133	$950,133	—

2025 property taxes (current owner): $19,575/yr

Estimated taxes if purchased at asking price: ~$46,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: Shingle — year not disclosed (home built 1962)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020407 - City of Neptune Beach · Public water (record)

County records show this parcel on central sewer served by FL0020407 - City of Neptune Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,732 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Jul 20, 2026Price change$2,396,000−$63,000
Apr 7, 2026Listed$2,459,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,396,000

Price / Sq Ft$420

Bedrooms5

Bathrooms5.50

Full Baths5

Half Baths1

Square Footage5,700

Total Structure Area7,008 sq ft

Acres0.47 acres

Year Built1962

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Multi Generational

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolYes

Pool FeaturesIn Ground

Is WaterfrontNo

Direction FacesEast

School Information

ElementaryNeptune Beach

MiddleFletcher Jr High

HighDuncan Fletcher

Community Information

Address830 Hagler Drive, Neptune Beach, FL 32266

Area222-Neptune Beach-West

SubdivisionNeptune Beach

CityNeptune Beach

CountyDuval

StateFL

Zip Code32266

Lot Size20,473.2 sq ft

Parcel Number1776480000

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected

Water SourcePublic

ParkingAttached, Circular Driveway

Interior

Interior FeaturesEat-in Kitchen, Guest Suite, Jack and Jill Bath, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, Microwave, Refrigerator

HeatingCentral

CoolingCentral Air, Multi Units

FlooringCarpet, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Lower Level, Washer Hookup