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Active

Active·112 days on market

26504 Sheared Stokes Road

Hilliard, FL 32046

$725,000$156/sqftEst. $3,859/moMLS# 2136734

Beds

Baths

4,655

Sq Ft

1984

Built

Garage

Pool

About this home

Hilliard

Nestled in the heart of Hilliard, this expansive home offers privacy, space, and endless potential. With 6954 sq. ft. under roof--including 4655 sq. ft. of heated living space--it's far more than a 3-bedroom layout. Multiple oversized living areas and flex rooms make it easy to add a 4th or even 5th bedroom without compromising comfort. Whether you need guest quarters, a home office, or multi-generational space, the footprint supports it. A 4-bay carport, 2-car garage, and detached workshop add versatility. Recent updates like a new roof and fresh exterior paint enhance curb appeal. Priced to allow for personal updates, this private retreat is ready to be shaped into your ideal home. Listing is for two Parcels that total 5 acres of land. The home on 1.83 acres will also be listed on a seperate MLS 2136834.

Cost to own

Mortgage calculator

Home Price

$725,000

Down Payment: 20%

$145,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$3,685

Principal & Interest: $3,685

Est. Taxes & Insurance: $921

Estimated Total Monthly

$4,606

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,859

Property taxesest. at asking price, Nassau County$1,001

Estimated total, before insurance$4,860/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,088/yr

Estimated taxes if purchased at asking price: ~$12,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone K

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 1984)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Private well (public record)

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Mar 25, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$725,000

Price / Sq Ft$156

Bedrooms3

Bathrooms4.50

Full Baths4

Half Baths1

Square Footage4,655

Total Structure Area6,954 sq ft

Acres5.00 acres

Year Built1984

TypeResidential

Sub-TypeSingle Family Residence

StyleMulti Generational, Ranch

Property ConditionFixer, Updated/Remodeled

StatusActive

# of Garages2

# of Carport Spaces4

Has PoolNo

Is WaterfrontYes

Direction FacesNorth

School Information

ElementaryHilliard

MiddleHilliard

HighHilliard

Community Information

Address26504 Sheared Stokes Road, Hilliard, FL 32046

Area492-Nassau County-W Of I-95/N To State Line

SubdivisionSection Land

CityHilliard

CountyNassau

StateFL

Zip Code32046

Lot Size217,800 sq ft

Lot Dimensions695x337

Parcel Number293N24202000400010 & 293N24202000400030

ZoningResidential

Amenities

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Water Connected

SewerSeptic Tank

Water SourcePrivate, Well

ParkingAttached Carport, Garage

ViewPond, Trees/Woods

Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Central Vacuum, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Walk-In Closet(s)

AppliancesConvection Oven, Dishwasher, Dryer, Electric Cooktop, Electric Water Heater, Gas Range, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingElectric, Heat Pump

CoolingAttic Fan, Electric, Multi Units

FlooringCarpet, Marble, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesWood Burning

# of Stories1

LevelsMulti/Split

LaundryElectric Dryer Hookup, Sink