Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville.

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Active

Active·157 days on market

14019 Gossett Street

Jacksonville, FL 32218

$175,000$122/sqftEst. $899/moMLS# 2135295

Beds

Baths

1,440

Sq Ft

1980

Built

—

Garage

Pool

About this home

Jacksonville

Private Space, Prime Location, Endless Potential: A place to breathe, grow, and begin again. Set on ¾ acre (includes parcels 1076490008 & 1076490005). Whether it's morning coffee on your porch, space for kids to run, or animals to roam --this property invites you to build a life, not just buy a home. The existing mobile home is your starting point to update, reimagine, or build new. Minutes from shopping, dining, and the airport--privacy without sacrificing convenience. Your next chapter starts here. Investors: Location. Land. Leverage. This ¾ acre property across three parcels (1076490008 & 1076490005) sits in a rapidly growing area surrounded by new construction. Close to the airport, major roads, and daily amenities, it supports strong demand for resale, rental, or redevelopment. Existing mobile home offers options to renovate, replace, or build. Opportunities like this are rare--secure it now & capitalize on continued growth.

Cost to own

Mortgage calculator

Home Price

$175,000

Down Payment: 20%

$35,000

Interest Rate: 6.65%

Loan Term

Monthly Payment

$899

Principal & Interest: $899

Property taxes (est.): $286

Insurance (est.): $117

Estimated Total Monthly

$1,301

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$899

Property taxesest. at asking price, Duval County$286

Estimated total, before insurance$1,184/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,630/yr · $136/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$70,903	$70,903	▲ $2,404
2024	$67,844	$0	▲ $523
2023	$65,277	$0	—
2022	$58,718	$0	▲ $1,548
2021	$40,596	$0	▲ $2,250
2020	$39,157	$0	—

2025 property taxes (current owner): $1,630/yr

Estimated taxes if purchased at asking price: ~$3,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 1980)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,579 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History