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Active·132 days on market

76100 Deerwood Drive

Yulee, FL 32097

$407,000$163/sqftEst. $2,075/moMLS# 2135134
4
Beds
2
Baths
2,495
Sq Ft
2006
Built
2
Garage
No
Pool

About this home

Yulee

Beautiful 4-bedroom, 2.5-bath residence featuring spacious and thoughtfully designed floor plan perfect for both everyday comfort and entertaining. The home offers beautiful indoor-outdoor living with a relaxing outdoor space that overlooks a serene pond and elegant fountain, creating a peaceful backdrop for morning coffee or evening gatherings. Inside, you'll find generous living areas filled with natural light, providing the perfect blend of style and functionality. The open layout allows for seamless flow between the living, dining, and entertaining spaces. It also features a new roof, a/c and hot water heater. Residents enjoy access to resort-style community amenities designed for relaxation and recreation. Conveniently located just minutes from I-95, River City Marketplace, and Jacksonville International Airport, this home offers both tranquility and accessibility to shopping, dining, and travel. Offering the perfect blend of comfort and convenience.

Cost to own

Mortgage calculator

$407,000
$81,400
Loan Term
Monthly Payment
$2,075
Principal & Interest: $2,075
Property taxes (est.): $562
Insurance (est.): $271
Estimated Total Monthly
$2,908
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,075
Property taxesest. at asking price, Nassau County$562
HOAbilled semi-annually$51
Estimated total, before insurance$2,688/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$317,510$0
2024$305,921$0
2023$294,823$266,889
2022$249,467$242,626
2021$220,569$220,569
2020$205,469$205,469

Estimated taxes if purchased at asking price: ~$6,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2006)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0116793 - Nassau Regional WWTF · Public water · JEA

County records show this parcel on central sewer served by FL0116793 - Nassau Regional WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,736 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 16, 2026Listed$407,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$407,000
Price / Sq Ft$163
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,495
Acres0.17 acres
Year Built2006
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address76100 Deerwood Drive, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionTimber Creek Plantation 1
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size7,405.2 sq ft
Parcel Number112N26205001760000

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewPond

Interior

Interior FeaturesEat-in Kitchen, Kitchen Island, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Range, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Vinyl
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchPatio
FencingBack Yard
RoofShingle
ConstructionStucco

Additional Information

Date ListedMarch 16, 2026
Days on Market90
HOA Fees$307 / Semi-Annually
HOA FrequencySemi-Annually
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ZEE LUXE REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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