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This home is in Jacksonville Beach.

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Active

Active·127 days on market

2236 2nd Street S

Jacksonville Beach, FL 32250

$594,000$509/sqftEst. $3,162/moMLS# 2134287
2
Beds
2
Baths
1,168
Sq Ft
1988
Built
1
Garage
No
Pool

About this home

Jacksonville Beach

Sun, surf, and coastal living awaits in this three-story townhouse just two blocks from the ocean in beautiful Jacksonville Beach. Positioned to enjoy the ocean breeze and vibrant beach lifestyle, this beautifully designed home offers the ideal blend of comfort, space, and location. Just a short stroll to beach access as well as shopping and great restaurants. This 2 bedroom, 2 1/2 bath townhome has a large private deck off the main living area, perfect for entertaining or having your morning coffee. The spacious living area features fireplace, high ceilings and lots of natural light. This townhome has NO HOA DUES or rental restrictions. Ideal for short term rental opportunity. Make this your beach home or investment property.

Cost to own

Mortgage calculator

$594,000
$118,800
Loan Term
Monthly Payment
$3,019
Principal & Interest: $3,019
Est. Taxes & Insurance: $755
Estimated Total Monthly
$3,774
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,162
Property taxesest. at asking price, Duval County$970
Estimated total, before insurance$4,131/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$387,754$371,761
2024$405,980$337,965
2023$334,100$307,241
2022$311,975$279,310
2021$253,919$253,919
2020$250,101$250,101

2025 property taxes (current owner): $6,959/yr

Estimated taxes if purchased at asking price: ~$11,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1988)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely septic

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,679 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 11, 2026Listed$594,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$594,000
Price / Sq Ft$509
Bedrooms2
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,168
Acres0.03 acres
Year Built1988
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

Community Information

Address2236 2nd Street S, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
Subdivision22nd By The Sea
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size1,306.8 sq ft
Parcel Number1794381008
ZoningResidential

Amenities

UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener

Interior

Interior FeaturesBreakfast Nook, Ceiling Fan(s), Pantry
AppliancesDishwasher, Dryer, Electric Range, Electric Water Heater, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LevelsThree Or More
LaundryIn Garage

Exterior

Patio / PorchDeck
FencingFenced, Wood
RoofShingle
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedMarch 11, 2026
Days on Market81
Tax Amount$6,958.65
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: WATSON REALTY CORP

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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