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128 JILL Lane, Satsuma, FL 32189

$440,000
MLS# 2133359
3
Bedrooms
2
Bathrooms
1,920
Sq Ft
1999
Year Built

About This Home — 128 JILL Lane

Stunning waterfront retreat offering the perfect blend of modern upgrades and coastal living. This beautifully remodeled home features luxury vinyl flooring throughout, a stylish kitchen with rebuilt cabinetry and granite countertops, and renovated bathrooms with updated cabinetry, countertops, and elegant tiled showers. Fresh interior paint, updated doors, baseboards, and durable metal roofing enhance both style and longevity. Major system upgrades include a newer water system and softener, brand new 4-ton AC system (2025), and new well pump for added peace of mind. Outdoor living shines with a welcoming front porch, updated deck with new boards and rails, and both wood and chain-link fencing. Boating enthusiasts will appreciate the private boathouse complete with wiring and a 7,000 lb electric boat lift, along with bulkhead improvements for easy water access. Move-in ready and designed to enjoy the ultimate waterfront lifestyle!

Features

Price$440,000
Price / Sq Ft$229
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,920
Acres0.14 acres
Year Built1999
TypeResidential
Sub-TypeMobile Home
Property ConditionUpdated/Remodeled
StatusActive
Has PoolNo
Is WaterfrontYes

Community Information

Address128 JILL Lane, Satsuma, FL 32189
Area564-East Palatka/San Mateo/N Satsuma/Orange Mills
SubdivisionMetes & Bounds
CitySatsuma
CountyPutnam
StateFL
Zip Code32189
Lot Size6,098.4 sq ft
Parcel Number381127000000200520

Amenities

UtilitiesElectricity Connected, Water Available
SewerSeptic Tank
Water SourcePrivate, Well
ParkingAttached
ViewCanal, River
Waterfront TypeCanal Front, Creek, River Access, Seawall

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Dryer, Electric Cooktop, Electric Oven, Refrigerator, Washer
HeatingCentral
CoolingCentral Air
FlooringVinyl
FireplaceYes
# of Fireplaces1
# of Stories1
LaundryIn Unit

Exterior

Exterior FeaturesBoat Lift
Lot DescriptionDead End Street
Patio / PorchFront Porch, Porch
FencingBack Yard, Chain Link
RoofMetal
ConstructionVinyl Siding
Other StructuresShed(s)
Road SurfaceDirt
Road FrontageCounty Road

Additional Information

Date ListedApril 6, 2026
Days on Market86
Tax Amount$1,363.25
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Mortgage Calculator

$440,000
$88,000
Loan Term
Monthly Payment
$2,342
Principal & Interest: $2,342
Est. Taxes & Insurance: $585
Estimated Total Monthly
$2,927
*Estimates based on 30-year loan at 7% APR. Actual payments may vary.

Listing Courtesy of: REALTY ONE GROUP ELEVATEMackenzie Douglas Realtor · douglasmackenzie8@gmail.com

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida