This home is in South Ponte Vedra Beach, Ponte Vedra Beach.

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Active·139 days on market·South Ponte Vedra Beach

2677 S Ponte Vedra Boulevard

Ponte Vedra Beach, FL 32082

$2,295,000$1019/sqftEst. $12,215/moMLS# 2131963

Beds

Baths

2,253

Sq Ft

2001

Built

Garage

Pool

About this home

South Ponte Vedra Beach

Wake up to breathtaking sunrises and the soothing sound of the Atlantic in this beautifully curated oceanfront retreat. Oceanfront elegance meets exceptional construction at 2677 S Ponte Vedra Blvd. Built by Gary McCumber and meticulously upgraded, the home has first 2 levels of concrete construction and is supported by 30 auger-cast pilings w/ continuous grade beams for superior strength. Offering 2,253 SF, the residence was fully remodeled in 2020 with additional 2024 enhancements including all new hurricane-impact Anderson windows, new exterior doors, marine-grade lighting, updated Hardie siding, fresh interior/exterior paint, and upgraded outdoor staircase. Additional improvements include new garage doors, oversized water softener, 2022 water heater, LED lighting, Lutron dimmers, and designer window coverings. Can be sold fully furnished and equipped, this smart-enabled coastal retreat is truly turnkey. Excellent vacation rental history with all 5-star reviews

Cost to own

Mortgage calculator

Home Price

$2,295,000

Down Payment: 20%

$459,000

Interest Rate: 6.49%

Loan Term

Monthly Payment

$11,593

Principal & Interest: $11,593

Est. Taxes & Insurance: $2,898

Estimated Total Monthly

$14,491

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$12,215

Property taxesest. at asking price, St. Johns County$3,054

Estimated total, before insurance$15,269/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$1,744,457	$1,304,994	—
2025	$207,948	$207,741	—
2024	$1,706,861	$1,186,358	—
2024	$189,042	$188,856	—
2023	$1,721,091	$1,078,507	—
2023	$204,526	$171,688	▲ $13,793
2022	$1,528,141	$980,461	—
2022	$182,736	$156,080	—
2021	$891,328	$891,328	—
2021	$141,891	$141,891	—
2020	$892,663	$892,663	—
2020	$133,145	$133,145	▲ $8,669

2025 property taxes (current owner): $23,277/yr

Estimated taxes if purchased at asking price: ~$36,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone VE — coastal high-hazard area

Flood insurance is required by lenders, at coastal (wave-action) rates.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Septic system (public record) · Public water · JEA

County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,744 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Feb 25, 2026Listed$2,295,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$2,295,000

Price / Sq Ft$1,019

Bedrooms3

Bathrooms3.00

Full Baths3

Square Footage2,253

Acres0.30 acres

Year Built2001

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

Direction FacesEast

Community Information

Address2677 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082

Area264-South Ponte Vedra Beach

SubdivisionSouth Ponte Vedra Beach

CityPonte Vedra Beach

CountySt. Johns

StateFL

Zip Code32082

Lot Size13,068 sq ft

Parcel Number1435400000

ZoningResidential

Amenities

UtilitiesElectricity Connected, Water Connected

SewerSeptic Tank

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewBeach, Ocean

Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s), Open Floorplan, Primary Bathroom - Shower No Tub, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Freezer, Ice Maker, Microwave, Refrigerator, Washer, Washer/Dryer Stacked, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringTile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories3

LevelsThree Or More

LaundryIn Garage, In Unit

SecuritySmoke Detector(s)