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Active·149 days on market

65304 Clearwater Court

Yulee, FL 32097

$340,000$199/sqftEst. $1,734/moMLS# 2131637
4
Beds
2
Baths
1,705
Sq Ft
2022
Built
2
Garage
No
Pool

About this home

Yulee

Now offering $5,000 towards buyers prepaids and closing costs with acceptable offer!! Immaculate 4-Bedroom Home in River Glen - Built in 2022 Located in the highly desirable River Glen community, this beautifully maintained 4-bedroom home, built in 2022, offers modern comfort and exceptional amenities in a prime location. Just 30 minutes from the stunning shores of Fernandina Beach, you'll enjoy convenient access to beaches, shopping, dining, and entertainment while coming home to a peaceful, amenity-rich neighborhood. River Glen residents enjoy an impressive array of community features, including: Olympic-size swimming pool Sport courts Scenic hiking trails Multiple playgrounds Community center Kayak launch This nearly new home combines contemporary design with the benefits of a vibrant, active community -- perfect for families, outdoor enthusiasts, or anyone looking for the ideal balance of comfort and lifestyle.

Cost to own

Mortgage calculator

$340,000
$68,000
Loan Term
Monthly Payment
$1,734
Principal & Interest: $1,734
Property taxes (est.): $469
Insurance (est.): $227
Estimated Total Monthly
$2,430
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,734
Property taxesest. at asking price, Nassau County$469
HOAbilled annually$10
Estimated total, before insurance$2,213/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$7,156/yr · $596/mo

This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.

  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $328,000 in June 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$266,318$266,318
2024$256,969$256,969
2023$247,062$247,062
2022$55,000$55,000
2021$4,550$4,550

2025 property taxes (current owner): $7,156/yr

Estimated taxes if purchased at asking price: ~$5,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone G

Check floridadisaster.org/knowyourzone for what this designation means locally.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 24, 2026Listed$340,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$340,000
Price / Sq Ft$199
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,705
Acres0.21 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address65304 Clearwater Court, Yulee, FL 32097
Area492-Nassau County-W Of I-95/N To State Line
SubdivisionRiver Glen
CityYulee
CountyNassau
StateFL
Zip Code32097
Lot Size9,147.6 sq ft
Parcel Number132N26183203250000
ZoningResidential

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Playground
UtilitiesCable Available, Electricity Connected, Sewer Available, Sewer Connected, Water Available, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCorner Lot, Cul-De-Sac
Patio / PorchPatio
RoofShingle
ConstructionComposition Siding
Road SurfaceConcrete, Paved

Additional Information

Date ListedFebruary 24, 2026
Days on Market97
HOA Fees$125 / Annually
HOA FrequencyAnnually
Tax Amount$7,156.04
Tax Year2025
Listing TermsCash, Conventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: PREMIER COASTAL PROPERTIES, LLC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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