Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in Jacksonville — a new construction home in Jacksonville.

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Active

Active·186 days on market

9019 Hipps Road

Jacksonville, FL 32222

$319,990$190/sqftEst. $1,643/moMLS# 2130303

Beds

Baths

1,680

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Ask about our exclusive Builder Incentives! Welcome home to this gorgeous 4-bedroom, 2-bathroom home in the heart of Jacksonville Heights! This BRAND-NEW construction home is ready to welcome its very first owners! Enjoy peaceful country-style living with NO HOA or CDD fees and plenty of space for all your toys! Inside, you'll find a thoughtfully designed open floor plan perfect for both everyday living and entertaining. The chef's kitchen is the centerpiece of the home, featuring quartz countertops, white shaker cabinets, stainless steel appliances, and ample built-in storage. The owner's suite offers a private retreat with a spacious walk-in closet complete and a beautifully designed en-suite bathroom. Three additional large bedrooms provide plenty of space for family or guests, plus a designated laundry room and a 2-car garage. Conveniently located, this stunning property offers the perfect blend of of privacy and accessibility!

Cost to own

Mortgage calculator

Home Price

$319,990

Down Payment: 20%

$63,998

Interest Rate: 6.65%

Loan Term

Monthly Payment

$1,643

Principal & Interest: $1,643

Property taxes (est.): $523

Insurance (est.): $213

Estimated Total Monthly

$2,379

*30-year loan at 6.65% APR (avg 30-yr rate 2026-08-20, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.65% · 30yr$1,643

Property taxesest. at asking price, Duval County$522

Estimated total, before insurance$2,166/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,395 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History