This home is in Jacksonville.
Active·95 days on market
3225 St Johns Avenue B
Jacksonville, FL 32205
About this home
Jacksonville
Rare opportunity in the heart of Avondale's Historic District where available condos are limited and first floor, two-bedroom, two-bath residences are even harder to find.This beautifully renovated home is located in the iconic Kahler Condominium, a striking example of Art Deco design by renowned architect Henry John Klutho. His distinctive craftsmanship shines throughout, from the original door hardware to elegant lighting fixtures and detailed moldings. Inside, rich hardwood floors and classic plantation shutters create a timeless feel. The spacious living and dining areas are filled with natural light thanks to large double-pane windows, offering a bright and welcoming atmosphere. The updated kitchen blends style and functionality with new cabinetry, granite countertops, stainless steel appliances, and open shelving. It also provides direct access to the rear entry courtyard and convenient garage parking. Storage is a standout feature each bedroom closet has been thoughtfully redone
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $345,000 in February 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $293,000 | $293,000 | — |
| 2024 | $293,000 | $293,000 | — |
| 2023 | $293,000 | $41,117 | — |
| 2022 | $241,000 | $38,464 | — |
| 2021 | $216,000 | $35,888 | — |
| 2020 | $216,000 | $34,703 | — |
2025 property taxes (current owner): $5,552/yr
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 1942)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,697 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Apr 13, 2026Listed$409,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Your Local Expert
Krista Fracke
Broker Associate
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Text Krista about this home20+ years · 500+ closings · NE Florida
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