This home is in Jacksonville Beach.
Active·182 days on market
525 3rd Street 309
Jacksonville Beach, FL 32250
About this home
Jacksonville Beach
Experience the ultimate beach lifestyle at Pier Point, where you'll find yourself just a leisurely walk or bike ride away from a variety of restaurants, shops & entertainment. This stunning condo features an expansive 20x20 ocean view terrace, one of only six in the building, offering prime views for the beach parade, dazzling 4th of July fireworks, the thrilling Blue Angels air show, and breathtaking sunrises. This well-appointed 3-bedroom, 2-bath unit boasts custom built-ins for a stylish office space, exotic hand-scraped tigerwood flooring, and luxurious granite and marble countertops. Relax in the jetted tub and enjoy ample storage with his and her closets. With two indoor parking spots and a dedicated storage room, convenience is at your fingertips.The condo is enhanced with exquisite custom tile work, crown molding, a hot water dispenser, motorized blinds, and a water softener.Pier Point offers resort-style amenities, including a pool, hot tub, outdoor kitchen, exercise room
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
Last sold: $644,000 in June 2024(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $547,850 | $547,850 | — |
| 2024 | $508,000 | $508,000 | — |
| 2023 | $531,000 | $476,850 | — |
| 2022 | $433,500 | $433,500 | — |
| 2021 | $399,000 | $330,765 | — |
| 2020 | $385,000 | $325,501 | ▲ $16,500 |
2025 property taxes (current owner): $10,105/yr
Estimated taxes if purchased at asking price: ~$12,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X (shaded) — moderate flood risk (0.2% annual chance)
Flood insurance is optional but often inexpensive here — worth pricing.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: material not specified — year not disclosed (home built 2007)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)
County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,822 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeInformational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.
History
Price & status history
- Jan 15, 2026Listed$660,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
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Your Local Expert

Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines



