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This home is in Jacksonville Beach.

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Active

Active·182 days on market

525 3rd Street 309

Jacksonville Beach, FL 32250

$660,000$414/sqftEst. $3,513/moMLS# 2125083
3
Beds
2
Baths
1,596
Sq Ft
2007
Built
2
Garage
No
Pool

About this home

Jacksonville Beach

Experience the ultimate beach lifestyle at Pier Point, where you'll find yourself just a leisurely walk or bike ride away from a variety of restaurants, shops & entertainment. This stunning condo features an expansive 20x20 ocean view terrace, one of only six in the building, offering prime views for the beach parade, dazzling 4th of July fireworks, the thrilling Blue Angels air show, and breathtaking sunrises. This well-appointed 3-bedroom, 2-bath unit boasts custom built-ins for a stylish office space, exotic hand-scraped tigerwood flooring, and luxurious granite and marble countertops. Relax in the jetted tub and enjoy ample storage with his and her closets. With two indoor parking spots and a dedicated storage room, convenience is at your fingertips.The condo is enhanced with exquisite custom tile work, crown molding, a hot water dispenser, motorized blinds, and a water softener.Pier Point offers resort-style amenities, including a pool, hot tub, outdoor kitchen, exercise room

Cost to own

Mortgage calculator

$660,000
$132,000
Loan Term
Monthly Payment
$3,355
Principal & Interest: $3,355
Est. Taxes & Insurance: $839
Estimated Total Monthly
$4,193
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,513
Property taxesest. at asking price, Duval County$1,078
HOAbilled monthly$805
Estimated total, before insurance$5,395/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $644,000 in June 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$547,850$547,850
2024$508,000$508,000
2023$531,000$476,850
2022$433,500$433,500
2021$399,000$330,765
2020$385,000$325,501 $16,500

2025 property taxes (current owner): $10,105/yr

Estimated taxes if purchased at asking price: ~$12,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0020231 - City of Jacksonville Beach · Public water (record)

County records show this parcel on central sewer served by FL0020231 - City of Jacksonville Beach — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,822 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Jan 15, 2026Listed$660,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$660,000
Price / Sq Ft$414
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,596
Acres0.01 acres
Year Built2007
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo

Community Information

Address525 3rd Street 309, Jacksonville Beach, FL 32250
Area211-Jacksonville Beach-NE
SubdivisionPier Point
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Lot Size435.6 sq ft
Parcel Number1739935152

Amenities

UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Garage, Gated
ViewBeach

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Pantry, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingElectric
FlooringTile, Vinyl
# of Stories1
LevelsOne
LaundryIn Unit
SecuritySecured Lobby, Smoke Detector(s)

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedJanuary 15, 2026
Days on Market136
HOA Fees$805 / Monthly
HOA FrequencyMonthly
HOA NamePier Point Condo Assoc
Tax Amount$10,105.21
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FIRST COAST REALTY OF JACKSONVILLE INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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