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Active

Active·170 days on market

135 Hartford Street

Hawthorne, FL 32640

$299,000$212/sqftEst. $1,542/moMLS# 2124434
3
Beds
2
Baths
1,409
Sq Ft
2024
Built
1
Garage
No
Pool

About this home

Hawthorne

Discover the Buttonwood, a move-in-ready new construction 3-bedroom, 2-bath home with a bright open-concept design. The kitchen features quartz countertops, stainless steel appliances, shaker-style wood cabinetry, and opens to the living and dining areas with a sliding glass door to the patio and backyard. The owner's suite includes dual vanities, a tiled glass-enclosed shower, and a walk-in closet, while guest bedrooms offer volume ceilings, ample closet space, and a second bath with a tiled tub or optional shower. Exterior highlights include a metal roof, stacked stone accents, full landscaping with irrigation and a private well, tankless water heater, upgraded lighting, energy-efficient construction, and a separate laundry room. Located in the West Lake Community, just 25 miles to Downtown Gainesville and the airport, 50 miles to beaches and historic St. Augustine, and 10 minutes to Hawthorne and Interlachen.

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,542
Principal & Interest: $1,542
Insurance (est.): $199
Estimated Total Monthly
$1,741
*30-year loan at 6.69% APR (avg 30-yr rate 2026-08-06, Freddie Mac PMMS via FRED). Taxes vary by county; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.69% · 30yr$1,542
Estimated total, before insurance$1,542/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $43/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Metal — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Feb 18, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$212
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,409
Total Structure Area1,799 sq ft
Acres0.24 acres
Year Built2024
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
Property ConditionTo Be Built
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontNo
New ConstructionYes

Community Information

Address135 Hartford Street, Hawthorne, FL 32640
Area574-Interlachen-NW
SubdivisionWest Lake Terrace
CityHawthorne
CountyPutnam
StateFL
Zip Code32640
Lot Size10,454.4 sq ft
Parcel Number111023930301400190

Amenities

UtilitiesElectricity Connected, Water Connected, Other
SewerSeptic Tank
Water SourceWell
ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup

Exterior

Patio / PorchCovered, Front Porch, Patio
RoofMetal
ConstructionConcrete, Wood Siding
Road SurfaceDirt

Additional Information

Date ListedFebruary 18, 2026
Days on Market192
Tax Amount$42.97
Tax Year2025
Listing TermsConventional, FHA, USDA Loan, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: PEPINE REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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