Active·309 days on market
218 Portland Street
Hawthorne, FL 32640
About this home
Hawthorne
Pre-Construction. To be built. The Willow model starting at $329,000 with Various financing options available to include: Conventional, VA, FHA, and 100% USDA financing making it accessible to a wide range of buyers and budgets. This open-concept and spacious 3BR/2BA, split floor plan is all about value and affordability. Our list of standard kitchen finishes includes, Quartz countertops, Stainless Steel Appliance package and Shaker style wood cabinets. The kitchen overlooks both the living and dining areas with a glass door leading to the patio and backyard. Your private owner's suite features dual vanities, a tile shower with glass doors, and a generous walk-in closet. Guest rooms are designed with volume ceilings and ample closet space for family or guest. The second bathroom also comes standard with tile bath or optional shower. West Lake offers a convenient location, situated just 25 miles away from Downtown Gainesville, Gainesville Regional Airport
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
2024 property taxes (current owner): $15/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Oct 2, 2025Listed$329,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PEPINE REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in West Lake Terrace
Active$299,000MLS# 2124434Est. $1,591/mo135 Hartford Street, Hawthorne, FL 326403 Beds2 Baths1,409 sqftDiscover the Buttonwood, a move-in-ready new construction 3-bedroom, 2-bath home with a bright open-concept design. The…
ResidentialPEPINE REALTY
Active$379,000MLS# 2111594Est. $2,017/mo103 Missouri Avenue, Hawthorne, FL 326404 Beds3 Baths1,735 sqftTo be built. The Sabal model starting at $379,000 Various financing options available to include: Conventional, VA,…
ResidentialPEPINE REALTY
Keep looking
Similar homes in Hawthorne
Active$350,900MLS# 2084648Est. $1,868/mo335 S Carolina Street, Hawthorne, FL 326402 Beds2 Baths2,220 sqftResidentialINTERLACHEN REALTY SERVICES, INC
Active$372,000MLS# 2129811Est. $1,980/mo186 Little Orange Lake Drive, Hawthorne, FL 326402 Beds1 Baths1,804 sqftResidentialTHE ROCK REALTY OF FLORIDA, LLC
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines