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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a gated community home in Jacksonville.

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Active

Active·235 days on market

1596 Lancaster Terrace 1B

Jacksonville, FL 32204

$299,000$270/sqftEst. $1,537/moMLS# 2123866
1
Beds
1
Baths
1,107
Sq Ft
1974
Built
Garage
No
Pool

About this home

Jacksonville

Perfectly positioned in the heart of Riverside, this unique residence at Broadview Towers offers an unbeatable blend of vibrant city living and serene riverfront views. Surrounded by the neighborhood's lively community along the St. Johns River and neighbors with the iconic Memorial Park, you're just steps from art galleries, scenic green spaces, and an eclectic mix of local shops and beloved restaurants. This turn-key one-bedroom condo showcases breathtaking views of the St. Johns River with charming peekaboo views of Memorial Park. Floor-to-ceiling windows frame the water from every room, while a generous open terrace provides the ideal setting to unwind, entertain, or simply take in the ever-changing river scenery. The open-concept living space flows seamlessly into a well-appointed kitchen featuring stainless steel appliances, ample counter space, and abundant cabinetry—perfect for both casual nights in and hosting guests. Thoughtfully updated, the residence features new

Cost to own

Mortgage calculator

$299,000
$59,800
Loan Term
Monthly Payment
$1,537
Principal & Interest: $1,537
Property taxes (est.): $488
Insurance (est.): $199
Estimated Total Monthly
$2,225
*30-year loan at 6.66% APR (avg 30-yr rate 2026-08-27, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.66% · 30yr$1,537
Property taxesest. at asking price, Duval County$488
HOAbilled monthly$626
Estimated total, before insurance$2,651/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$1,937/yr · $161/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$260,500$79,892
2024$260,500$75,524
2023$259,500$69,441
2022$231,000$64,506
2021$219,000$59,715
2020$187,000$82,510

2025 property taxes (current owner): $1,937/yr

Estimated taxes if purchased at asking price: ~$5,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone B

Zone B evacuates after zone A in an approaching storm.

Roof: material not specified — year not disclosed (home built 1974)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA Water/Sewer

County records indicate this parcel on central sewer served by JEA Water/Sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,636 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jan 7, 2026Listed$299,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$299,000
Price / Sq Ft$270
Bedrooms1
Bathrooms1.00
Full Baths1
Square Footage1,107
Year Built1974
TypeResidential
Sub-TypeCondominium
StyleFlat
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontYes
Direction FacesSouth

Community Information

Address1596 Lancaster Terrace 1B, Jacksonville, FL 32204
Area031-Riverside
SubdivisionBroadview Towers
CityJacksonville
CountyDuval
StateFL
Zip Code32204
Parcel Number0901770102

Amenities

AmenitiesPool, Elevator(s), Fitness Center, Gated, Maintenance Grounds, Tennis Court(s)
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Gated, Parking Lot, Secured
ViewRiver
Waterfront TypeRiver Front

Interior

Interior FeaturesBuilt-in Features, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom - Shower No Tub
AppliancesDishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringLaminate
# of Stories1
LevelsOne
LaundryIn Unit
SecurityEntry Phone/Intercom, Fire Alarm, Secured Lobby, Security Gate

Exterior

Exterior FeaturesBalcony
ConstructionConcrete

Additional Information

Date ListedJanuary 7, 2026
Days on Market181
HOA Fees$625.92 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Pest Control, Security, Trash
Tax Amount$1,937.4
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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