Active·2 days on market
117 Yacht Club Pt.
Green Cove Springs, FL 32043
About this home
Green Cove Springs
Welcome to Governor's Pointe, an exclusive, private, and gated waterfront community where the distinction between daily living and a luxurious getaway gracefully dissolves. This represents an unparalleled opportunity to bring your architectural vision to life, crafting a bespoke residence meticulously tailored to your distinct preferences within this esteemed enclave. Residents of Governor's Pointe are afforded an exceptional array of premier amenities, thoughtfully curated to elevate your lifestyle. These include a private community dock offering effortless water access, complemented by individual deeded boat slips - a highly sought-after convenience for maritime enthusiasts. Indulge in relaxation by the shimmering community pool or host unforgettable gatherings at the elegantly appointed covered BBQ and social area, specifically designed to foster a vibrant sense of community among residents and facilitate memorable entertaining experiences.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $103,500 | $79,200 | — |
| 2024 | $72,000 | $72,000 | — |
| 2023 | $72,000 | $72,000 | — |
| 2022 | $67,500 | $67,500 | — |
| 2021 | $39,000 | $39,000 | — |
| 2020 | $39,000 | $39,000 | — |
2025 property taxes (current owner): $1,663/yr
Estimated taxes if purchased at asking price: ~$2,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 792 current Clay listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Outside all hurricane evacuation zones
This location is not in a designated storm-surge evacuation zone.
Roof: material not specified
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,253 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Aug 4, 2026Active$160,000
- Jul 7, 2026Withdrawn$160,000
- Jun 17, 2026Listed$160,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PREMIER AGENT NETWORK, INC
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Governors Pointe Yacht Club
Active$649,900MLS# 2150279Est. $3,459/mo101 Yacht Club Point, Green Cove Springs, FL 320435 Beds3 Baths2,540 sqft**1% CREDIT TOWARDS RATE BUY-DOWN WITH LOAN WOLF LENDING **PRIVATE BOAT SLIP**1ST FLOOR PRIMARY SUITE** Why wait for…
ResidentialCHAD AND SANDY REAL ESTATE GROUP
Active$959,000MLS# 2149795Est. $5,104/mo118 Yacht Club Point, Green Cove Springs, FL 320433 Beds2 Baths1,920 sqftWelcome to this Green Cove Springs Riverfront retreat. The far-reaching views up the St. Johns River are one of a kind.…
ResidentialEXIT MAGNOLIA POINT REALTY
Keep looking
Similar homes in Green Cove Springs
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines