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Active

Active·271 days on market

99 Broad River Place 3205

Welaka, FL 32193

$284,900$236/sqftEst. $1,516/moMLS# 2113959

Beds

Baths

1,208

Sq Ft

2007

Built

—

Garage

Pool

About this home

Welaka

MUST SELL - OWNER FELL IN LOVE!! Unbeatable Price for Breathtaking Views - Plus Short-Term Rental Approved! Don't miss this incredible opportunity to own a 2-bedroom, 2-bathroom riverfront condo in the heart of Welaka, FL - one of the most charming towns along the St. Johns River! At approximately 1,208 sq. ft., this spacious second-floor unit offers elevator access, spectacular sunset views, and a deeded boat slip, making it the perfect getaway or income-producing property. Flood Zone X - elevated and safe from flooding ,Short-term rental approved (1-week minimum).Enjoy boating, skiing, fishing, or simply relaxing as you explore all that the river has to offer. The condo overlooks both the community pool and the St. Johns River, offering stunning scenery right from your living room or private balcony. Whether you're looking for a full-time home, vacation retreat, or investment property, this condo delivers on all fronts. This is truly a must see schedule your showing today.

Cost to own

Mortgage calculator

Home Price

$284,900

Down Payment: 20%

$56,980

Interest Rate: 6.49%

Loan Term

Monthly Payment

$1,439

Principal & Interest: $1,439

Est. Taxes & Insurance: $360

Estimated Total Monthly

$1,799

*Estimates based on 30-year loan at 6.49% APR (avg 30-yr rate 2026-07-09, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,516

HOAbilled monthly$441

Estimated total, before insurance$1,957/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2023 property taxes (current owner): $5,580/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2007)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FLA011705 - Welaka WWTF · Public water (record)

County records show this parcel on central sewer served by FLA011705 - Welaka WWTF — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,384 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History