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This home is in Villages Of San Jose, Jacksonville.

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Active

Active·287 days on market·Villages Of San Jose

3809 Lavista Circle 229

Jacksonville, FL 32217

$249,000$167/sqftEst. $1,325/moMLS# 2111920
3
Beds
3
Baths
1,494
Sq Ft
1986
Built
Garage
No
Pool

About this home

Villages Of San Jose

Welcome to the Villages of San Jose! Located in the desirable gated community of Candelero Ct Villas, this spacious 3-bedroom, 3-bathroom condominium offers a flexible and inviting floor plan. Each level includes a private ensuite bedroom--one upstairs and one downstairs--providing the perfect option for dual primary suites. A third bedroom and bath downstairs add even more convenience for guests, family, or a home office. The updated kitchen showcases granite countertops, stainless steel appliances, and ample storage. The living area features soaring vaulted ceilings, a cozy wood-burning fireplace, and an enclosed sunporch that extends the living space for year-round enjoyment. With its thoughtful design, modern updates, and prime location in one of Jacksonville's most attractive gated neighborhoods, this home combines comfort, functionality, and style. #229 includes 2 designated parking spaces, with one being covered, along with a storage unit. Come and see your new home!

Cost to own

Mortgage calculator

$249,000
$49,800
Loan Term
Monthly Payment
$1,266
Principal & Interest: $1,266
Est. Taxes & Insurance: $316
Estimated Total Monthly
$1,582
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,325
Property taxesest. at asking price, Duval County$407
HOAbilled monthly$492
Estimated total, before insurance$2,224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $228,900 in March 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$197,000$197,000
2024$232,000$224,400 $28,000
2023$204,000$204,000
2022$178,750$178,750
2021$168,300$162,382
2020$155,100$147,620

2024 property taxes (current owner): $4,078/yr

Estimated taxes if purchased at asking price: ~$4,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Tile — year not disclosed (home built 1986)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Likely sewer

County records indicate this parcel on central sewer — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,596 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Oct 3, 2025Listed$249,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$249,000
Price / Sq Ft$167
Bedrooms3
Bathrooms3.00
Full Baths3
Square Footage1,494
Acres0.04 acres
Year Built1986
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusActive
# of Carport Spaces1
Has PoolNo
Is WaterfrontNo

Community Information

Address3809 Lavista Circle 229, Jacksonville, FL 32217
Area012-San Jose
SubdivisionVillages Of San Jose
CityJacksonville
CountyDuval
StateFL
Zip Code32217
Lot Size1,742.4 sq ft
Parcel Number1516690158

Amenities

AmenitiesPool, Maintenance Grounds, Pickleball, Tennis Court(s)
UtilitiesSewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAssigned, Carport, Covered, Guest
ViewCity

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Range
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Wood
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories3
LevelsThree Or More
LaundryIn Unit
Window FeaturesSkylight(s)
SecuritySecurity Gate

Exterior

Patio / PorchGlass Enclosed
FencingBlock, Full
RoofTile
ConstructionStucco
Road SurfaceAsphalt
Road FrontageCounty Road

Additional Information

Date ListedOctober 4, 2025
Days on Market264
HOA Fees$492 / Monthly
HOA FrequencyMonthly
HOA Fee IncludesMaintenance Grounds, Maintenance Structure, Trash
Tax Amount$4,077.66
Tax Year2024
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

The neighborhood

About Villages Of San Jose

Villages Of San Jose is a neighborhood in Jacksonville, FL (Duval County), ZIP 32217.

View all Villages Of San Jose homes for sale →

Listing Courtesy of: NORVILLE REALTY INC

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

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20+ years · 500+ closings · NE Florida

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