This home is in East Hampton, Palm Coast.

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Active

Active·10 days on market·East Hampton

1 Elder Place

Palm Coast, FL 32164

$448,500$185/sqftEst. $2,387/moMLS# 2108241

Beds

Baths

2,422

Sq Ft

2002

Built

Garage

Pool

About this home

East Hampton

Incredible value with a recent price improvement! This stunning concrete block stucco home with a tile roof makes an unforgettable first impression, perfectly positioned on a spacious corner lot. Step inside and be captivated by sun-drenched interiors and a seamless, open layout designed for modern living. Every space feels bright, airy, and effortlessly inviting. The kitchen is the heart of the home, featuring stainless steel appliances, abundant cabinetry, and a generous pantry, flowing beautifully into the dining and living areas, perfect for both everyday comfort and entertaining. The oversized primary suite is your private retreat, complete with dual closets, a soaking tub, a separate shower, and a layout designed for relaxation and privacy. Additional bedrooms provide flexibility for guests, a home office, or creative space.

Cost to own

Mortgage calculator

Home Price

$448,500

Down Payment: 20%

$89,700

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,280

Principal & Interest: $2,280

Est. Taxes & Insurance: $570

Estimated Total Monthly

$2,850

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,387

Estimated total, before insurance$2,387/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

2024 property taxes (current owner): $5,647/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Concrete, Tile — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · Palm Coast - building count > 0 within city limits · Public water (record)

County records show this parcel on central sewer served by Palm Coast - building count > 0 within city limits — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,763 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History